{"id":6984,"date":"2026-06-22T16:39:25","date_gmt":"2026-06-22T07:39:25","guid":{"rendered":"https:\/\/forum.trustonasset.com\/?p=6984"},"modified":"2026-06-25T15:36:47","modified_gmt":"2026-06-25T06:36:47","slug":"%ec%9e%ac%eb%ac%b4%ec%83%81%eb%8b%b4%ec%82%ac%ec%97%90%ea%b2%8c-%ec%83%81%eb%8b%b4%ed%95%98%ea%b8%b0-%ec%a0%84-%eb%b0%98%eb%93%9c%ec%8b%9c-%ed%99%95%ec%9d%b8%ed%95%b4%ec%95%bc-%ed%95%a0-%ed%8f%ac","status":"publish","type":"post","link":"https:\/\/forum.trustonasset.com\/?p=6984","title":{"rendered":"\uc7ac\ubb34\uc0c1\ub2f4\uc0ac\uc640 \uc0c1\ub2f4\ud558\uae30 \uc804 \ubc18\ub4dc\uc2dc \ud655\uc778\ud574\uc57c \ud560 \ud3ec\uc778\ud2b8"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p><p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\n\ud55c\uad6d \uc99d\uc2dc\uac00 \ubd88\ud0c0\uc624\ub974\uace0 \uc788\ub294 \uc694\uc998, \ubbff\uace0 \uc758\uc9c0\ud560 \ub9cc\ud55c \uc804\ubb38\uac00\uc5d0 \ub300\ud55c \uac08\uc99d\uc774 \ud074 \uac83\uc785\ub2c8\ub2e4. \uc911\uc694\ud55c \ud22c\uc790 \uacb0\uc815\uc744 \ud558\uae30 \uc804\uc5d0 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \uc9c4\uc815 \uc5b4\ub9b0 \uc870\uc5b8\uc774 \uc808\uc2e4\ud569\ub2c8\ub2e4. \uadf8 \uc870\uc5b8\uc744 \ud558\ub294 \uc0c1\ub300\ub294 \ub098\uc640 \uac00\uae09\uc801 \uc774\ud574\uc0c1\ucda9\uc774 \uc801\uc5b4\uc57c \ud558\uace0 \uc2e4\ub825\uacfc \uacbd\ud5d8\ub3c4 \uac16\ucd94\uace0 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \uc2e4\ub825\uc740 \ub458\uc9f8 \uce58\uace0 \ubbff\uc744 \ub9cc\ud55c \uc804\ubb38\uac00\ub97c \ucc3e\uae30\uac00 \uc27d\uc9c0 \uc54a\ub2e4\ub294 \uac83\uc774 \ubb38\uc81c\uc785\ub2c8\ub2e4. \uc138\uacc4 \uae08\uc735\uc758 \uc911\uc2ec\uc9c0\uc778 \ubbf8\uad6d\uc740 \uc6b0\ub9ac\uc640 \uc5b4\ub5bb\uac8c \ub2e4\ub97c\uae4c\uc694? \ubbf8\uad6d\uc758 \uc7ac\ubb34\uc0c1\ub2f4\uc0ac(Financial Adviser, \uc774\ud558 FA)\ub294 \ud22c\uc790\uc790\ub97c \uc704\ud574 \uc5b4\ub5a4 \uc77c\uc744 \ud558\ub294\uc9c0 \uc54c\uc544\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.\n\n\n\n<p><\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\n\ubbf8\uad6d\uc5d0\uc11c \uc7ac\ubb34\uc0c1\ub2f4\uc0ac\uc758 \uc5c5\ubb34\ubd84\uc57c\ub294 \ud1f4\uc9c1\uc18c\ub4dd \uc124\uacc4\uc640 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad00\ub9ac\uac00 \uc911\uc2ec\uc785\ub2c8\ub2e4. \ub9e4\uc6b0 \uc7a5\uae30\uc801\uc778 \uc7ac\ubb34 \uad00\ub9ac\ub97c \ub2f4\ub2f9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubbf8\uad6d FA \ud611\ud68c\uc758 \uc870\uc0ac\uae30\uad00\uc778 FPA\uac00 \u201813\ub144 \uc2e4\uc2dc\ud55c \uc870\uc0ac\ubcf4\uace0\uc11c \u201cThe Future of Practice Management\u201d\uc5d0 \ub530\ub974\uba74 FP\uac00 \uace0\uac1d\uc5d0\uac8c \uc81c\uacf5\ud558\ub294 \uc11c\ube44\uc2a4 \ub0b4\uc6a9 \uc911 \ud1f4\uc9c1 \ud6c4 \uc18c\ub4dd\uc124\uacc4\uac00 \uac00\uc7a5 \ub9ce\uc740 89%\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ucde8\uae09 \uc0c1\ud488\uc740 \uc608\uae08\ubcf4\ub2e4\ub294 ETF\ub97c \ud3ec\ud568\ud55c \ud380\ub4dc\uc640 \uac19\uc740 \ud22c\uc790\uae08\uc735 \uc0c1\ud488\uc774 \uc8fc\ub958\uc785\ub2c8\ub2e4. \ubbf8\uad6d\uc778\uc740 \ud1f4\uc9c1\uae08\uc744 \uc7a5\uae30\uc801\uc778 \ud22c\uc790 \uc7ac\uc6d0\uc73c\ub85c \ud65c\uc6a9\ud558\uace0 \uc788\uc74c\uc744 \uc54c \uc218 \uc788\uc73c\uba70 FA\ub294 \uc774 \uacfc\uc815\uc5d0\uc11c \uc62c\ubc14\ub978 \ubc29\ud5a5\uc73c\ub85c \uc548\ub0b4\ud558\ub294 \uc5ed\ud560\uc744 \ud558\uace0 \uc788\ub294 \uac83\uc785\ub2c8\ub2e4.\n\n\n\n<p><\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\nFA\uc758 \uc18c\ub4dd\uc774 \uc5b4\ub514\uc5d0\uc11c \ubc1c\uc0dd\ud558\ub294\uc9c0\ub294 \uace0\uac1d\uacfc\uc758 \uc774\ud574\uc0c1\ucda9\uacfc \uc9c1\uc811\uc801\uc778 \uad00\ub828\uc774 \uc788\uc5b4\uc11c \ub9e4\uc6b0 \uc911\uc694\ud558\uae30 \ub54c\ubb38\uc5d0 \uaf2d \ub530\uc838\ubd10\uc57c \ud569\ub2c8\ub2e4. \uadf8 \uc774\uc720\ub294 FA\uac00 \uace0\uac1d\uacfc \uc774\uc775\uc774 \ucda9\ub3cc\ud55c\ub2e4\uba74 \uc9c4\uc2ec \uc5b4\ub9b0 \uc870\uc5b8\uc744 \ud560 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uae08\uc735\uc0c1\ud488\uc758 \ubd88\uc644\uc804\ud310\ub9e4\ub294 \uac70\uc758 \uc804\ubd80\uac00 \uc774\ud574\uc0c1\ucda9\uc5d0\uc11c \ubc1c\uc0dd\ud569\ub2c8\ub2e4. \uac1c\uc778 \ub610\ub294 \uc18c\uc18d \ud68c\uc0ac \ubcc4\ub85c \ucc28\uc774\uac00 \uc788\uc73c\ub098 \ubbf8\uad6d\uc758 FA\uac00 \uace0\uac1d\uc73c\ub85c\ubd80\ud130 \ubc1b\ub294 \uc218\uc785 \uc911\uc5d0\uc11c \uc6b4\uc6a9\uc790\uc0b0\uc758 \uc77c\uc815 \ube44\uc728\ub85c \ubc1b\ub294 \uc0c1\ub2f4\uc218\uc218\ub8cc\uac00 \uc99d\uac00\ud558\ub294 \ucd94\uc138\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ubc18\uba74 \uc8fc\uc2dd \ub9e4\ub9e4 \uc704\ud0c1 \uc218\uc218\ub8cc\ub098 \ud380\ub4dc \uc218\uc218\ub8cc\uc758 \ube44\uc911\uc740 \uac10\uc18c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4\ub9cc \uc5c5\uacc4 \uc804\uccb4\uc758 \ud3c9\uade0\uc744 \uc870\uc0ac\ud574 \ubcf4\uba74 \uc544\ub798 \uadf8\ub798\ud504\uc640 \uac19\uc2b5\ub2c8\ub2e4.\n<\/p>\n<br>\n\n\n\n<p><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2026\/06\/FAui-suik-kujo.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1660\" height=\"787\" src=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2026\/06\/FAui-suik-kujo.jpg\" alt=\"\" class=\"wp-image-6985\" style=\"width:592px;height:auto\"\/><\/a><\/figure><\/div>\n\n\n<\/p>\n<br>\n\n\n\n<p class=\"has-text-align-center\">FA\uc758 \uc218\uc785 \ubc29\uc2dd(2012\ub144 \uae30\uc900)<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\n\uc6b4\uc6a9\uc790\uc0b0\uc5d0 \ub300\ud574 \uc815\ub960\ub85c \uc218\uc218\ub8cc\ub97c \uccad\uad6c\ud558\ub294 &#8220;\uc6b4\uc6a9\uc794\uc561\uc218\uc218\ub8cc\u201d \ubc29\uc2dd\uc774 \uac00\uc7a5 \ud070 46%\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uace0\uac1d\uc774 \ub9e1\uae34 \uc790\uc0b0\uc758 \uc561\uc218\uc5d0 \ube44\ub840\ud558\uc5ec 100\ub9cc \ub2ec\ub7ec\uae4c\uc9c0 \uc5f0 1%, 100\ub9cc \ub2ec\ub7ec \ucd08\uacfc\ub294 \uc5f0 0.7%\uc758 \uc218\uc218\ub8cc\ub97c \uccad\uad6c\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc8fc\uc2dd\ub9e4\ub9e4 \uc704\ud0c1\uc218\uc218\ub8cc\ub098 \ud380\ub4dc \ud310\ub9e4\uc218\uc218\ub8cc \ub4f1 \u201c\uc0c1\ud488\ud310\ub9e4\uc218\uc218\ub8cc\u201d \ubc29\uc2dd\uc740 21%\ub97c \ucc28\uc9c0\ud574 2\uc704\uc785\ub2c8\ub2e4. \uc804\uc790\uac00 \ud6c4\uc790\uc5d0 \ube44\ud574 \ub450 \ubc30\uac00 \ub118\uc2b5\ub2c8\ub2e4. \uc774\uc640 \uac19\uc740 \ud1b5\uacc4\ub294 \ubbf8\uad6d FA\uc758 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc774 90\ub144\ub300 \uc774\ud6c4 \ub9e4\ub9e4\uc218\uc218\ub8cc \uc911\uc2ec\uc5d0\uc11c \uc6b4\uc6a9\uc794\uc561\uc218\uc218\ub8cc \uc911\uc2ec\uc73c\ub85c \ubc14\ub00c\uc5b4 \uac00\uace0 \uc788\uc74c\uc744 \uba85\ud655\ud788 \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc77c\ubd80\uc5d0\uc11c\ub294 \ub9e4\ub9e4 \ube48\ub3c4\uac00 \uc801\uc740 \uace0\uac1d\uc740 \ub9e4\ub9e4\uc218\uc218\ub8cc \ubc29\uc2dd\uc774 \ub354 \uc720\ub9ac\ud558\ubbc0\ub85c \uc6b4\uc6a9\uc794\uc561\uc218\uc218\ub8cc \ubc29\uc2dd\uc740 \uc18c\uc561 \uace0\uac1d\uc744 \ub300\uc0c1\uc73c\ub85c \ud574\uc11c\ub294 \uc548 \ub41c\ub2e4\ub294 \uacac\ud574\ub3c4 \uc788\uc2b5\ub2c8\ub2e4 \ud558\uc9c0\ub9cc FA\uc640 \uace0\uac1d \uac04\uc758 \uc774\ud574\uc0c1\ucda9\uc744 \ud53c\ud558\ub294\ub370 \uc788\uc5b4 \uc6b4\uc6a9\uc794\uc561\uc218\uc218\ub8cc\uac00 \ub354 \uc801\uc808\ud55c \ubc29\uc2dd\uc784\uc5d0\ub294 \ud2c0\ub9bc\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.\n<\/p><br>\n\n\n\n<p class=\"has-text-color has-link-color has-medium-font-size wp-elements-b3bd6065ed5c876a2675df85d52c7563\" style=\"color:#167d55\"><a href=\"https:\/\/www.trustonasset.com\/?ta_fund=truston-%ec%bd%94%eb%a6%ac%ec%95%84%eb%b0%b8%eb%a5%98%ec%97%85%ec%95%a1%ed%8b%b0%eb%b8%8c%ec%a6%9d%ea%b6%8c%ec%83%81%ec%9e%a5%ec%a7%80%ec%88%98%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ec%a3%bc%ec%8b%9d\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u261e <\/strong><\/a><a href=\"https:\/\/www.trustonasset.com\/?ta_fund=truston-%ec%a3%bc%ec%a3%bc%ea%b0%80%ec%b9%98%ec%95%a1%ed%8b%b0%eb%b8%8c-etf472720\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>TRUSTON \uc8fc\uc8fc\uac00\uce58\uc561\ud2f0\ube0c\uc99d\uad8c\uc0c1\uc7a5\uc9c0\uc218\ud22c\uc790\uc2e0\ud0c1[\uc8fc\uc2dd]<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ud55c\uad6d \uc99d\uc2dc\uac00 \ubd88\ud0c0\uc624\ub974\uace0 \uc788\ub294 \uc694\uc998, \ubbff\uace0 \uc758\uc9c0\ud560 \ub9cc\ud55c \uc804\ubb38\uac00\uc5d0 \ub300\ud55c \uac08\uc99d\uc774 \ud074 \uac83\uc785\ub2c8\ub2e4. \uc911\uc694\ud55c \ud22c\uc790 &#183;&#183;&#183;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6,4,10,8,7,13],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p8gpnE-1OE","_links":{"self":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6984"}],"collection":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6984"}],"version-history":[{"count":7,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6984\/revisions"}],"predecessor-version":[{"id":6997,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6984\/revisions\/6997"}],"wp:attachment":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}