{"id":6738,"date":"2025-12-10T16:56:17","date_gmt":"2025-12-10T07:56:17","guid":{"rendered":"https:\/\/forum.trustonasset.com\/?p=6738"},"modified":"2025-12-10T16:56:28","modified_gmt":"2025-12-10T07:56:28","slug":"%eb%8f%88%ec%9d%b4-%ec%96%bc%eb%a7%88%eb%82%98-%ec%9e%88%ec%96%b4%ec%95%bc-%eb%b6%80%ec%9e%90%ec%9d%b8%ea%b0%80","status":"publish","type":"post","link":"https:\/\/forum.trustonasset.com\/?p=6738","title":{"rendered":"\ub3c8\uc774 \uc5bc\ub9c8\ub098 \uc788\uc5b4\uc57c \ubd80\uc790\uc778\uac00"},"content":{"rendered":"\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\ud55c \uae08\uc735\uc5f0\uad6c\uc18c\uc758 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \uae08\uc735\uc790\uc0b0\uc744 10\uc5b5 \uc6d0 \uc774\uc0c1 \ubcf4\uc720\ud574\uc57c \ubd80\uc790\uc785\ub2c8\ub2e4. 2024\ub144 \uae30\uc900\uc73c\ub85c \uae08\uc735\uc790\uc0b0\uc744 10\uc5b5 \uc6d0 \uc774\uc0c1 \ubcf4\uc720\ud55c \u2018\ud55c\uad6d \ubd80\uc790\u2019\ub294 46\ub9cc 1\ucc9c \uba85\uc73c\ub85c \uc804\uccb4 \uc778\uad6c\uc758 0.9%\uc774\uace0 1\uc778\ub2f9 \ud3c9\uade0 \uae08\uc735\uc790\uc0b0\uc740 61\uc5b5 3000\ub9cc \uc6d0\uc785\ub2c8\ub2e4. \uc774\ucc98\ub7fc \uae08\uc735\uc790\uc0b0\ub9cc \ubcf4\uace0 \ubd80\uc790\ub97c \ud310\ub2e8\ud558\ub294 \ubc29\uc2dd\uc740 \ubd80\ub3d9\uc0b0 \ubcf4\uc720\uc561\uc744 \uacc4\uc0b0\ud558\uc9c0 \uc54a\ub294 \ub9f9\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc11c\uc6b8\uc758 \uc9d1\uac12\uc740 \uc6cc\ub099 \uace0\uac00\uc778\ub370\ub2e4 \uadf8 \uc678 \uc9c0\uc5ed\uacfc \ucc28\uc774\ub3c4 \ud06c\uc8e0. \uc0ac\uc2e4 \ubd80\uc790\uc758 \uae30\uc900\uc744 \uc120\uc815\ud558\ub294 \ub531\ud788 \uac1d\uad00\uc801\uc778 \uae30\uc900\uc774 \uc788\uc744 \uc218\ub294 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc5b4\ub5a4 \uc774\ub294 \ub3c8 \ub54c\ubb38\uc5d0 \uc81c\uc57d\uc744 \ubc1b\uc9c0 \uc54a\uace0 \uc120\ud0dd\ud560 \uc790\uc720\ub97c \uac00\uc9c4 \uc0ac\ub78c\uc744 \ubd80\uc790\ub77c\uace0 \uc2ec\ub9ac\uc801 \uc7a3\ub300\ub97c \uc81c\uc2dc\ud558\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uc5ec\uae30\uc5d0 \uc624\uc2dc\ub294 \ubd84\ub4e4\uc740 \uc544\ub9c8 FIRE(Financial Independence Retire Early)\uc871\uc744 \uafc8\uafb8\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc744 \uac83\uc785\ub2c8\ub2e4. \uc774\ub7f0 \ubd84\ub4e4\uc740 \uc790\uc0b0\ubcf4\ub2e4\ub294 \ud604\uae08\ud750\ub984\uc744 \uc911\uc694\uc2dc\ud569\ub2c8\ub2e4. \uc790\uc0b0\uc740 \ub9ce\uc9c0\ub9cc \uc0dd\ud65c\uc740 \ube48\uace4\ud55c \ud558\uc6b0\uc2a4\ud478\uc5b4\ubcf4\ub2e4\ub294 \ub9e4\ub2ec \uc4f8 \ub3c8\uc774 \ucda9\ubd84\ud55c \uc5f0\uae08 \ubd80\uc790\ub97c \uc120\ud638\ud558\ub294 \uac83\uc774\uc8e0. \uc9c0\uae08\ubd80\ud130 \uc774\ub7f0 \uad00\uc810\uc5d0\uc11c \ubd80\uc790\uc5d0 \ub300\ud55c \uae30\uc900\uc744 \uc815\ud574\ubcf4\uae30\ub85c \ud558\uaca0\uc2b5\ub2c8\ub2e4. \ubd80\uc790\uc5d0 \ub300\ud55c \uc815\uc758\ub97c \ub9cc\ub4e4\uc5b4 \ubcf4\ub294 \uac83\ub9cc\uc73c\ub85c\ub3c4 \ub098\uc758 \ubbf8\ub798\ub97c \uc124\uacc4\ud558\ub294\ub370 \ud070 \ub3c4\uc6c0\uc774 \ub420 \uac83\uc73c\ub85c \uc0dd\uac01\ud569\ub2c8\ub2e4.<\/p>\n<br>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2025\/12\/noin-sebaetdon-jip-hanbok-seol.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"5760\" height=\"3840\" src=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2025\/12\/noin-sebaetdon-jip-hanbok-seol.jpg\" alt=\"\" class=\"wp-image-6739\" style=\"width:491px;height:auto\"\/><\/a><\/figure><\/div>\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uac00\ub054 \uc2e0\ubb38 \uae30\uc0ac\uc5d0 \ub2ec\ub9b0 \ub313\uae00\uc744 \ubcf4\ub2e4 \ubcf4\uba74 1\uc5b5\uc740 3\ub144\uc774\uba74 \uac70\ub35c\ub09c\ub2e4\uace0 \uc0dd\uac01\ud558\ub294 \uc0ac\ub78c\uc774 \uaf64 \ub9ce\uc740 \uac83 \uac19\uc2b5\ub2c8\ub2e4. \uadf8\ub7fc 10\uc5b5\uc740 30\ub144\ubc16\uc5d0 \ubabb \uc4f0\ub294 \ub3c8\uc77c\uae4c\uc694? \ud55c\ub2ec 300\ub9cc\uc6d0\uc529 \uc4f0\uba74 1\uc5b5\uc740 3\ub144\uc774 \ub418\uae30 \uc804\uc5d0 \uace0\uac08\ub418\ub294 \uac83\uc740 \ub9de\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc6d0\uae08\uc774 3\ub144 \ub3d9\uc548 \uadf8\ub0e5 \ub180\uace0 \uc788\uc9c0\ub294 \uc54a\uc8e0. \ub9ce\uac74 \uc801\uac74 \uac04\uc5d0 \uc218\uc775\uc774 \ubd99\uc2b5\ub2c8\ub2e4. \uc6d0\uae08 \uc561\uc218\uac00 \ud074\uc218\ub85d, \ub610\ub294 \uc218\uc775\ub960\uc774 \ub192\uc744\uc218\ub85d \uc218\uc775\uc740 \ucee4\uc9d1\ub2c8\ub2e4. \uc0ac\ub78c\ub9c8\ub2e4 \uc801\uc808\ud558\ub2e4\uace0 \uc0dd\uac01\ud558\ub294 \uc18c\ube44 \uc218\uc900\uc740 \ub2e4\ub974\uc9c0\ub9cc \uc18c\ube44\uc561\uc774 \uc218\uc775\uc561\ubcf4\ub2e4 \uc801\ub2e4\uba74 \uc790\uc0b0\uc740 \uc624\ud788\ub824 \uc99d\uac00\ud569\ub2c8\ub2e4. \ubd80\uc790\ub97c, \uc0dd\ud65c\ube44\ub97c \uc4f0\uba74\uc11c\ub3c4 \uc790\uc0b0\uc774 \uc904\uc5b4\ub4e4\uc9c0 \uc54a\ub294 \uc0ac\ub78c\uc774\ub77c\uace0 \uc815\uc758\ud55c\ub2e4\uba74 \uc790\uc0b0\uc774 \uc5bc\ub9c8\ucbe4 \ub3fc\uc57c \ubd80\uc790\uc778\uc9c0 \uc815\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. \uc774 \ubc29\uc2dd\uc73c\ub85c \uacc4\uc0b0\ud558\uba74 \uc218\uc775\uacfc \uc18c\ube44\uc758 \uade0\ud615\uc744 \uc774\ub8e8\ub294 \uac83\uc774 \uad00\uac74\uc774\uc9c0 \uc790\uc0b0\uc758 \uc808\ub300\uc801 \uc561\uc218\ub294 \uc911\uc694\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc0dd\ud65c\ube44\ub85c \uc6d4 500\ub9cc \uc6d0\uc744 \ud544\uc694\ub85c \ud558\ub294 \uc0ac\ub78c\uc740 \uc5f0\ud3c9\uade0 6%\uc758 \uc218\uc775\ub960\uc744 \ub2ec\uc131\ud560 \uc218 \uc5c6\ub2e4\uba74 10\uc5b5\uc744 \uac00\uc9c0\uace0 \uc788\uc5b4\ub3c4 \ubd80\uc790\uac00 \uc544\ub2d9\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc6d4 100\ub9cc \uc6d0\uc774\uba74 \uc0dd\ud65c\ube44\ub85c \ucda9\ubd84\ud558\ub2e4\uace0 \uc0dd\uac01\ud558\ub294 \uc0ac\ub78c\uc774 \uc5f0\ud3c9\uade0 4%\uc758 \uc218\uc775\ub960\uc744 \ub0bc \uc218 \uc788\ub2e4\uba74 3\uc5b5 \uc6d0\ub9cc \uac16\uace0 \uc788\uc5b4\ub3c4 \ubd80\uc790\uc785\ub2c8\ub2e4. \ub9cc\uc57d \uac70\uc8fc\ud560 \uc9d1\uae4c\uc9c0 \ubcf4\uc720\ud558\uace0 \uc788\ub2e4\uba74 \ub354 \uc644\ubcbd\ud55c \ubd80\uc790\ub85c \ubcfc \uc218 \uc788\uc9c0 \uc54a\uc744\uae4c\uc694? \uc9c0\ucd9c\uc744 \ud06c\uac8c \uc904\uc774\ub2c8\uae4c\uc694. \ub610\ud55c \uc785\uc9c0\uac00 \uc88b\uc740 \uc8fc\ud0dd\uc740 \uc7a5\uae30\ub85c \ubcf4\uc720\ud558\uba74 \ub192\uc740 \uc218\uc775\uc744 \uc548\uaca8\uc8fc\ub294 \uc6b0\ub7c9\uc790\uc0b0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc6b0\ub9ac\ub294 \ubd80\uc790\ub97c \ub3c8\uc744 \ub9c8\uc74c\uaecf \uc4f0\ub294 \uc0ac\ub78c\uc774\ub77c\ub294 \uace0\uc815\uad00\ub150\uc744 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub2e4 \ubcf4\ub2c8 \ud070 \ud589\uc6b4\uc774 \uc5c6\uc73c\uba74 \ubd80\uc790\uac00 \ub420 \uc218 \uc5c6\ub2e4\uace0 \uc9c0\ub808 \ud3ec\uae30\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc704\uc758 \uc0ac\ub840\uc5d0\uc11c \ubcf4\ub4ef\uc774 \ub2e4\uc74c \uc138 \uac00\uc9c0 \uc0ac\ud56d\uc744 \ucda9\uc871\ud55c\ub2e4\uba74 \ub204\uad6c\ub098 \ubd80\uc790\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc544\uaef4 \uc4f0\uace0, \uc218\uc775\ub960\uc744 \ub192\uc774\uace0, \uc740\ud1f4 \uc790\uae08\uc744 \uc99d\uac00\uc2dc\ud0a4\ub824\ub294 \ub178\ub825 \ub9d0\uc785\ub2c8\ub2e4.<\/p>\n<br>\n\n\n\n<p class=\"has-text-color has-link-color has-medium-font-size wp-elements-dc80a0e732fdfde7a09ddd51f821c945\" style=\"color:#167d55\"><strong><a href=\"https:\/\/www.trustonasset.com\/?ta_fund=%EC%9E%A5%EA%B8%B0%EA%B3%A0%EB%B0%B0%EB%8B%B9%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%EC%A6%9D%EA%B6%8C%EC%9E%90%ED%8E%80%EB%93%9C%EC%A3%BC%EC%8B%9D\" data-type=\"link\" data-id=\"https:\/\/www.trustonasset.com\/?ta_fund=%EC%9E%A5%EA%B8%B0%EA%B3%A0%EB%B0%B0%EB%8B%B9%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%EC%A6%9D%EA%B6%8C%EC%9E%90%ED%8E%80%EB%93%9C%EC%A3%BC%EC%8B%9D\"><\/a><\/strong><a href=\"https:\/\/www.trustonasset.com\/?ta_fund=tdf2040%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ed%98%bc%ed%95%a9-%ec%9e%ac%ea%b0%84%ec%a0%91%ed%98%95\" data-type=\"link\" data-id=\"https:\/\/www.trustonasset.com\/?ta_fund=%ed%8a%b8%eb%9f%ac%ec%8a%a4%ed%86%a4-tdf2030-%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ed%98%bc%ed%95%a9-%ec%9e%ac%ea%b0%84%ec%a0%91%ed%98%95\"><strong>\u261e\ub178\ud6c4\uc758 \uafb8\uc900\ud55c \uc790\uc0b0\uad00\ub9ac\ub97c \uc704\ud55c \ud2b8\ub7ec\uc2a4\ud1a4 TDF2040 \ud380\ub4dc<\/strong><\/a><\/p>\n\n\n\n<br>\n\n\n\n<p class=\"has-text-align-right\"><em>\ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9 \uc9c0\ucca0\uc6d0 \uc0c1\ubb34<\/em><\/p>\n\n\n\n<br>\n","protected":false},"excerpt":{"rendered":"<p>\ud55c \uae08\uc735\uc5f0\uad6c\uc18c\uc758 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 \uae08\uc735\uc790\uc0b0\uc744 10\uc5b5 \uc6d0 \uc774\uc0c1 \ubcf4\uc720\ud574\uc57c \ubd80\uc790\uc785\ub2c8\ub2e4. 2024\ub144 \uae30\uc900\uc73c\ub85c \uae08\uc735\uc790\uc0b0\uc744 10\uc5b5 \uc6d0 &#183;&#183;&#183;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6,5,4,10,7,13],"tags":[69,71,78,46,37],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p8gpnE-1KG","_links":{"self":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6738"}],"collection":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6738"}],"version-history":[{"count":2,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6738\/revisions"}],"predecessor-version":[{"id":6741,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6738\/revisions\/6741"}],"wp:attachment":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6738"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6738"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6738"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}