{"id":6730,"date":"2025-11-19T11:01:27","date_gmt":"2025-11-19T02:01:27","guid":{"rendered":"https:\/\/forum.trustonasset.com\/?p=6730"},"modified":"2025-11-19T11:01:30","modified_gmt":"2025-11-19T02:01:30","slug":"isa-%eb%a7%8c%ea%b8%b0%ec%97%90-%eb%98%90-%eb%8b%a4%eb%a5%b8-%ed%98%9c%ed%83%9d%ec%9d%b4-%ea%b8%b0%eb%8b%a4%eb%a6%ac%ea%b3%a0-%ec%9e%88%eb%8b%a4","status":"publish","type":"post","link":"https:\/\/forum.trustonasset.com\/?p=6730","title":{"rendered":"ISA \ub9cc\uae30\uc5d0 \ub610 \ub2e4\ub978 \ud61c\ud0dd\uc774 \uae30\ub2e4\ub9ac\uace0 \uc788\ub2e4"},"content":{"rendered":"\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c)\ub294 \uc608\uae08\u00b7\ud380\ub4dc\u00b7ETF \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735\uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uba74\uc11c \uc218\uc775\uc5d0 \ub300\ud574 \ube44\uacfc\uc138 \ub610\ub294 \uc808\uc138 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ub300\ud45c\uc801\uc778 \uc138\uc81c\ud61c\ud0dd \uacc4\uc88c\uc785\ub2c8\ub2e4. \uadf8\ub7f0\ub370 ISA\uc758 \ub9cc\uae30 \uc790\uae08\uc744 \uc5f0\uae08\uc800\ucd95 \ub610\ub294 IRP\ub85c \uc62e\uae38 \uacbd\uc6b0 \ucd94\uac00\ub85c \uc5c4\uccad\ub09c \uc138\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uace0 \uacc4\uc2dc\ub098\uc694?<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">ISA\uc758 \uc758\ubb34 \ub9cc\uae30\ub294 3\ub144\uc774\uc8e0. \ub9cc\uae30\uac00 \ub410\uc744 \ub54c \uc5f0\uae08\uacc4\uc88c\ub85c \uc790\uae08\uc744 \uc774\uccb4\ud558\uba74 \uc774\uccb4\uc561\uc758 10%\uc5d0 \ud574\ub2f9\ub418\ub294 \uae08\uc561\uc5d0 \ub300\ud574 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uae30\uc874 \uc5f0\uae08\uacc4\uc88c\uc5d0\uc11c \uc138\uc561\uacf5\uc81c \ub300\uc0c1 \uae08\uc561 \ud55c\ub3c4\uc778 \uc5f0\uac04 900\ub9cc\uc6d0\uacfc\ub294 \ubcc4\ub3c4\ub85c \uc8fc\uc5b4\uc9c0\ub294 \ud55c\ub3c4\uc785\ub2c8\ub2e4. \ucd94\uac00\ub85c \ubc1b\uc744 \uc218 \uc788\ub294 \uc138\uc561\uacf5\uc81c \uae08\uc561 \ud55c\ub3c4\ub294 300\ub9cc\uc6d0\uc774\ub2c8\uae4c ISA\uc5d0\uc11c 3000\ub9cc\uc6d0\uc744 \uc774\uccb4\ud588\uc744 \ub54c \ucd5c\ub300 \ud61c\ud0dd\uc744 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc138\uc561\uacf5\uc81c\ubfd0\ub9cc\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc5f0\uae08\uacc4\uc88c\uc758 \uc7a5\uae30 \ubcf5\ub9ac \ud6a8\uacfc\ub3c4 \uadf8\ub300\ub85c \ub204\ub9ac\uac8c \ub429\ub2c8\ub2e4. \uc5f0\uae08\uacc4\uc88c\ub85c \uc774\uccb4\ub41c \uc790\uae08\uc758 \ub9e4\ub9e4 \ucc28\uc775, \ubc30\ub2f9, \uc774\uc790 \ub4f1\uc5d0 \ub300\ud55c \uc138\uae08\uc774 \ubaa8\ub450 \uc5f0\uae08 \uc218\ub839 \uc2dc\uc810\uae4c\uc9c0 \uc720\uc608\ub429\ub2c8\ub2e4. \uc989, \ub9e4\ub144 \ubc1c\uc0dd\ud558\ub294 \uc218\uc775\uc774 \uc138\uae08 \uc5c6\uc774 \uadf8\ub300\ub85c \uc7ac\ud22c\uc790\ub418\uba74\uc11c \uc7a5\uae30 \ubcf5\ub9ac \ud6a8\uacfc\uac00 \uadf9\ub300\ud654\ub418\ub294 \uac83\uc785\ub2c8\ub2e4. ISA\uc5d0\uc11c \uc774\ubbf8 \uc808\uc138 \ud61c\ud0dd\uc744 \ubc1b\uc558\uace0 \uc5f0\uae08\uacc4\uc88c\ub85c \uc62e\uae30\ub294 \uc21c\uac04 \uc138\uae08 \ud61c\ud0dd\uc744 \ud55c \ubc88 \ub354 \ubc1b\ub294 \uc148\uc785\ub2c8\ub2e4. \uc774\uac83\uc740 ISA\ub97c \uc774\uc6a9\ud574 \uc808\uc138\ud558\uace0 \ub2e4\uc2dc \uc5f0\uae08\uacc4\uc88c\ub97c \ud1b5\ud574 \uc808\uc138\ud558\ub294 \uac83\uc73c\ub85c, \ub9e4\uc6b0 \uc774\ub840\uc801\uc778 \uc774\uc911 \ud61c\ud0dd\uc785\ub2c8\ub2e4. \uc774\ub807\uac8c ISA \uae30\uac04 \ub3d9\uc548 \ub9cc\ub4e0 \ud22c\uc790\uc131\uacfc\uac00 \ub178\ud6c4\uc790\uc0b0\uc73c\ub85c \uc790\uc5f0\uc2a4\ub7fd\uac8c \ucd95\uc801\ub418\ub294 \ud6a8\uacfc\ub97c \ubcf4\uac8c \ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c ISA \ub9cc\uae30 \uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\ub85c \uc62e\uae30\ub294 \uac83\uc740 \uc740\ud1f4\uc790\uae08\uc744 \uc900\ube44\ud558\uae30\uc5d0 \ub354\ud560 \ub098\uc704 \uc5c6\uc774 \uc88b\uc740 \ubc29\ubc95\uc784\uc774 \ud2c0\ub9bc\uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n<br>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><a href=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/05\/GettyImages-1218694353.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"498\" src=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/05\/GettyImages-1218694353-1024x498.jpg\" alt=\"\" class=\"wp-image-5464\" style=\"width:564px;height:auto\" srcset=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/05\/GettyImages-1218694353-1024x498.jpg 1024w, https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/05\/GettyImages-1218694353-300x146.jpg 300w, https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/05\/GettyImages-1218694353-768x373.jpg 768w, https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/05\/GettyImages-1218694353-39x19.jpg 39w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure><\/div>\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uadfc\ub798 \ub4e4\uc5b4 \uc815\ubd80\uc758 \uc138\uc218\ub294 \ub9e4\ub144 \ud070 \uc801\uc790\ub97c \ubcf4\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \uc0c1\ud669\uc744 \uace0\ub824\ud560 \ub54c \uc55e\uc73c\ub85c \uac01\uc885 \uc138\uc81c \ud61c\ud0dd\uc774 \ucd95\uc18c\ub420 \uac00\ub2a5\uc131\uc774 \ucee4\uc11c ISA\uc758 \uac00\uc785\uc870\uac74\uc774\ub098 \ud61c\ud0dd\uc774 \uc9c0\uae08\ucc98\ub7fc \uc720\uc9c0\ub420 \uc9c0 \ub2e8\uc815\ud558\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4. ISA\uc758 \ube44\uacfc\uc138 \ud55c\ub3c4 \uc0c1\ud5a5\uc774\ub77c\ub294 \uae0d\uc815\uc801\uc778 \uc18c\uc2dd\uc774 \ub4e4\ub9ac\ub294 \ud55c\ud3b8, \uc7a5\uae30\uc801\uc778 \uc790\uc0b0 \ud615\uc131\uc774\ub77c\ub294 \uba85\ubd84\uc73c\ub85c \ub9e4\ub144 \uc77c\uc815 \uae08\uc561 \uc774\uc0c1\uc744 ISA\uc5d0 \ub0a9\uc785\ud558\ub3c4\ub85d \uc758\ubb34\ud654\ud558\ub294 \ubc29\ud5a5\uc73c\ub85c \uc81c\ub3c4\ub97c \ubcc0\uacbd\ud558\ub824\ub294 \uc6c0\uc9c1\uc784\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc2e4 ISA\uac00 \ud65c\uc131\ud654\ub418\uae30\uae4c\uc9c0 \ub2e4\uc18c \uc2dc\uac04\uc774 \uac78\ub838\ub358 \uc774\uc720\ub294 \ud55c \ubc88 \ub3c8\uc744 \ub123\uc740 \ub4a4 3\ub144 \ub3d9\uc548 \uc790\uae08\uc774 \ubb36\uc778\ub2e4\ub294 \ubd80\ub2f4\uc774 \ucef8\uae30 \ub54c\ubb38\uc73c\ub85c \ucd94\uc815\ub429\ub2c8\ub2e4. \uc774\uc81c ISA\ub294 \ud22c\uc790\uc790\ub77c\uba74 \ud544\uc218\uc801\uc73c\ub85c \uac1c\uc124\ud574\uc57c \ud558\ub294 \uacc4\uc88c\ub85c \uc548\ucc29\ud588\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c \ub2e8\uacc4\ub85c \ud22c\uc790 \ubb38\ud654\ub97c \ub354 \uc0dd\uc0b0\uc801\uc73c\ub85c \ubc14\uafc0 \ud544\uc694\uac00 \uc788\ub2e4\uace0 \ud569\ub2c8\ub2e4\ub9cc \uac00\uc785\uc790 \uc785\uc7a5\uc73c\ub85c\ub294 \uc790\uae08\uc774 \ubb36\uc774\ub294 \uac83\uc774 \uadf8\ub2e4\uc9c0 \ub2ec\uac11\uc9c0\ub294 \uc54a\uc2b5\ub2c8\ub2e4. \ud61c\ud0dd\uc740 \ub9ce\uace0 \uc758\ubb34\ub294 \uc801\uc740 \uac83\uc744 \ubc14\ub77c\ub294 \uac83\uc740 \ub2f9\uc5f0\ud55c \uc2ec\ub9ac\uc785\ub2c8\ub2e4. ISA\ub97c \uac00\uc785\ud560 \uacc4\ud68d\uc744 \uac16\uace0 \uc788\ub294 \ud22c\uc790\uc790\ub77c\uba74 \uc81c\ub3c4\uac00 \ubc14\ub00c\uae30 \uc804\uc5d0 \ube68\ub9ac \uacc4\uc88c \uac1c\uc124\uc744 \ud558\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4. ISA \ub9cc\uae30\uc5d0\ub294 \uc5f0\uae08\uacc4\uc88c\ub85c \uc790\uae08 \uc774\uc804\uc744 \ud1b5\ud574 \uc774\uc911\uc73c\ub85c \ud61c\ud0dd\uc744 \ub204\ub9ac\uc2dc\uba74 \ub354\uc6b1 \ub354 \uc88b\uaca0\uc8e0?<\/p>\n<br>\n\n\n\n<p class=\"has-text-color has-link-color has-medium-font-size wp-elements-bee0381bb83a40ee76ceda578ec0cfac\" style=\"color:#167d55\"><strong><a href=\"https:\/\/www.trustonasset.com\/?ta_fund=%EC%9E%A5%EA%B8%B0%EA%B3%A0%EB%B0%B0%EB%8B%B9%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%EC%A6%9D%EA%B6%8C%EC%9E%90%ED%8E%80%EB%93%9C%EC%A3%BC%EC%8B%9D\" data-type=\"link\" data-id=\"https:\/\/www.trustonasset.com\/?ta_fund=%EC%9E%A5%EA%B8%B0%EA%B3%A0%EB%B0%B0%EB%8B%B9%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%EC%A6%9D%EA%B6%8C%EC%9E%90%ED%8E%80%EB%93%9C%EC%A3%BC%EC%8B%9D\"><\/a><\/strong><a href=\"https:\/\/www.trustonasset.com\/?ta_fund=%ec%a0%9c%ea%b0%88%ea%b3%b5%eb%aa%85%ec%97%b0%ea%b8%88%ec%a0%80%ec%b6%95%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81\" data-type=\"link\" data-id=\"https:\/\/www.trustonasset.com\/?ta_fund=%ed%8a%b8%eb%9f%ac%ec%8a%a4%ed%86%a4-tdf2030-%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ed%98%bc%ed%95%a9-%ec%9e%ac%ea%b0%84%ec%a0%91%ed%98%95\"><strong>\u261e\ub0b4 \uc790\uc0b0\uacfc \ub178\ud6c4\ub97c \uc9c0\ucf1c\uc8fc\ub294 \ud2b8\ub7ec\uc2a4\ud1a4 \uc81c\uac08\uacf5\uba85 \uc5f0\uae08\uc800\ucd95 \ud380\ub4dc<\/strong><\/a><\/p>\n\n\n\n<br>\n\n\n\n<p class=\"has-text-align-right\"><em>\ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9 \uc9c0\ucca0\uc6d0 \uc0c1\ubb34<\/em><\/p>\n\n\n\n<br>\n","protected":false},"excerpt":{"rendered":"<p>ISA(\uac1c\uc778\uc885\ud569\uc790\uc0b0\uad00\ub9ac\uacc4\uc88c)\ub294 \uc608\uae08\u00b7\ud380\ub4dc\u00b7ETF \ub4f1 \ub2e4\uc591\ud55c \uae08\uc735\uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\uba74\uc11c \uc218\uc775\uc5d0 \ub300\ud574 \ube44\uacfc\uc138 \ub610\ub294 \uc808\uc138 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 &#183;&#183;&#183;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6,5,4,8,11,13],"tags":[69,80,71,38,78,46,96,37],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p8gpnE-1Ky","_links":{"self":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6730"}],"collection":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6730"}],"version-history":[{"count":1,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6730\/revisions"}],"predecessor-version":[{"id":6731,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6730\/revisions\/6731"}],"wp:attachment":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6730"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6730"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6730"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}