{"id":6629,"date":"2025-04-17T15:28:47","date_gmt":"2025-04-17T06:28:47","guid":{"rendered":"https:\/\/forum.trustonasset.com\/?p=6629"},"modified":"2025-04-17T15:28:48","modified_gmt":"2025-04-17T06:28:48","slug":"%eb%b3%80%eb%8f%99%ec%84%b1-%ec%9e%a5%ec%84%b8%ec%97%90%ec%84%9c-%eb%90%98%eb%8f%8c%ec%95%84%eb%b3%b4%eb%8a%94-%ed%88%ac%ec%9e%90%ec%9d%98-%eb%aa%85%ec%96%b8","status":"publish","type":"post","link":"https:\/\/forum.trustonasset.com\/?p=6629","title":{"rendered":"\ubcc0\ub3d9\uc131 \uc7a5\uc138\uc5d0\uc11c \ub418\ub3cc\uc544\ubcf4\ub294 \ud22c\uc790\uc758 \uba85\uc5b8"},"content":{"rendered":"\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uac70\uce68\uc5c6\uc774 \uc0c1\uc2b9\ud558\ub358 \ubbf8\uad6d \uc8fc\uc2dd\uc2dc\uc7a5\uc774 \ud2b8\ub7fc\ud504\ubc1c \uad00\uc138 \uc804\uc7c1 \ub54c\ubb38\uc5d0 \uc870\uc815\uc744 \ubc1b\uace0 \uc788\ub2e4. 4\uc6d4 15\uc77c \uae30\uc900\uc73c\ub85c S&amp;P500\uc740 \uc5f0\ucd08 \ub300\ube44 8% \ud558\ub77d\ud588\uace0 2\uc6d4 19\uc77c \uace0\uc810 \ub300\ube44\ud574\uc11c\ub294 12.2%\ub098 \ud558\ub77d\ud588\ub2e4. \ubbf8\uad6d \uc8fc\uc2dd\uc5d0 \uc62c\uc778\ud558\ub358 \ud22c\uc790\uc790\ub4e4\uc774 \uc9c0\uae08 \ud070 \uc2dc\ub828\uc744 \uacaa\uace0 \uc788\uc744 \uac83\uc774\ub2e4. \ub204\uad70\uac00\ub294 \uc27d\uac8c \uc218\uc775\uc744 \ub0b4\ub294 \uc0c1\ud669\uc774 \uc9c0\uc18d\ub418\uc9c0 \uc54a\uc74c\uc744 \uc6d0\ub9dd\ud558\uaca0\uc9c0\ub9cc \uc9c0\uae08\uae4c\uc9c0 \ud22c\uc790\uc758 \uc131\uacfc\ub294 \uc9c0\ub3c5\ud558\uac8c \uc6d0\uce59\uc744 \uc9c0\ud0a8 \uc18c\uc218\uac00 \ucc28\uc9c0\ud558\uace4 \ud588\ub2e4. \ud22c\uc790 \uc138\uacc4\ub294 \ubcc0\ud654\uac00 \uc2ec\ud558\uae30 \ub54c\ubb38\uc5d0 \ud070 \uc218\uc775\uc744 \ub0bc \uae30\ud68c\uac00 \uc0dd\uae30\ub294 \uac83\uc774\ub2e4. \ub0a8\ub4e4\uc774 \ud63c\ub780\uc5d0 \ube60\uc838 \uc6b0\uc655\uc88c\uc655 \ud560 \ub54c\uac00 \uc218\uc775\ub960 \uaca9\ucc28\ub97c \ubc8c\ub9b4 \uae30\ud68c\uc778\uc9c0\ub3c4 \ubaa8\ub978\ub2e4. \uc774\ub7f4 \ub54c \ud604\uae08\uc744 \ub4e4\uace0 \uc7a5\uc138\ub97c \uad00\ub9dd\ud558\uac70\ub098 \ubc18\ub4f1\uc744 \uae30\ub300\ud558\uba70 \ub099\ud3ed\uc774 \ud070 \uc790\uc0b0\uc744 \ub9e4\uc218\ud560 \uc218\ub3c4 \uc788\ub2e4. \ud558\uc9c0\ub9cc <strong>\uac00\uc7a5 \uc88b\uc740 \ubc29\ubc95\uc740 \uc790\uc0b0\ubc30\ubd84\uc774\ub77c\ub294 \uc6d0\uce59<\/strong>\uc5d0\uc11c \ubc97\uc5b4\ub098\uc9c0 \uc54a\ub294 \uac83\uc774\ub77c\uace0 \uc0dd\uac01\ud55c\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; 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line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\ud574\ub9ac \ube0c\ub77c\uc6b4\uc774\ub77c\ub294 \ud22c\uc790\uc790\ub294 1981\ub144\uc5d0 \ub124 \uac00\uc9c0 \uc790\uc0b0\uc744 \ub3d9\uc77c \ube44\uc911\uc73c\ub85c \uad6c\uc131\ud55c \uc601\uad6c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uace0\uc548\ud588\ub2e4. \uc0c1\uad00\uad00\uacc4\uac00 0\uc5d0 \uac00\uae4c\uc6b4 \uc8fc\uc2dd, \uc7a5\uae30\uad6d\ucc44, \uae08, \ud604\uae08\uc5d0 \uac01\uac01 25%\uc529 \ubc30\ubd84\ud558\uae30 \ub54c\ubb38\uc5d0 \ubaa8\ub4e0 \uacbd\uae30 \uc0c1\ud669\uc5d0\uc11c \uc5b4\ub290 \uc218\uc900\uc758 \uc131\uacfc\ub97c \ub0b4\ub3c4\ub85d \uc124\uacc4\ub410\ub2e4. 60:40 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uac00 \uac00\uc9c4 \uc778\ud50c\ub808\uc774\uc158\uc5d0 \ucde8\uc57d\ud558\ub2e4\ub294 \uc57d\uc810\uc744 \ubcf4\uc644\ud574 \uc900\ub2e4. \ucd5c\uadfc\uc5d0 \uac00\uc7a5 \uba85\uc131\uc744 \ub5a8\uce58\uace0 \uc788\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uc62c\uc6e8\ub354 \ud3ec\ud2b8\ud3f4\ub9ac\uc624(All Weather Portfolio)\ub2e4. \ube0c\ub9ac\uc9c0\uc6cc\ud130\uc18c\uc2dc\uc5d0\uc774\uce20\uc758 \ud68c\uc7a5\uc778 \ub808\uc774\ub2ec\ub9ac\uc624(Ray Dalio)\uac00 \ucc3d\uc548\ud588\ub2e4. \uc601\uad6c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \ubaa8\ub4e0 \uc790\uc0b0\uc774 25%\uc529 \ub3d9\uc77c\ud55c \ube44\uc728\ub85c \ubc30\ubd84\ub418\uc5b4 \uc788\uc5b4 \uc8fc\uc2dd\uc774\ub098 \uae08\uacfc \uac19\uc774 \ubcc0\ub3d9\uc131\uc774 \ud070 \uc790\uc0b0\uc5d0 \uc758\ud574 \uc218\uc775\ub960\uc774 \ud718\ub458\ub9ac\ub294 \uacbd\ud5a5\uc774 \uc788\ub2e4. \ub808\uc774\ub2ec\ub9ac\uc624\ub294 \ubcc0\ub3d9\uc131\uc774 \ub0ae\uc73c\uba74 \uc790\uc0b0 \ube44\uc911\uc744 \ud06c\uac8c, \ubcc0\ub3d9\uc131\uc774 \ud06c\uba74 \uc790\uc0b0 \ube44\uc911\uc744 \uc791\uac8c \uac00\uc838\uac00\ub294 \uac83\uc774 \uc801\uc808\ud558\ub2e4\uace0 \uc0dd\uac01\ud574 \uc8fc\uc2dd:\uc911\uae30\uad6d\ucc44:\uc7a5\uae30\uad6d\ucc44:\uae08:\uc6d0\uc790\uc7ac\ub97c 30:15:40:7.5:7.5\uc758 \ube44\uc728\ub85c \ubc30\ubd84\ud588\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; 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