{"id":6511,"date":"2024-11-22T10:52:30","date_gmt":"2024-11-22T01:52:30","guid":{"rendered":"https:\/\/forum.trustonasset.com\/?p=6511"},"modified":"2024-11-22T11:06:34","modified_gmt":"2024-11-22T02:06:34","slug":"%ec%9e%84%ea%b8%88%ed%94%bc%ed%81%ac%ec%a0%9c-%eb%8c%80%ec%83%81%ec%9e%90%eb%a5%bc-%ec%9c%84%ed%95%9c-%ec%97%b0%ea%b8%88%ec%9a%b4%ec%9a%a9-%ec%a0%84%eb%9e%b5","status":"publish","type":"post","link":"https:\/\/forum.trustonasset.com\/?p=6511","title":{"rendered":"\uc784\uae08\ud53c\ud06c\uc81c \ub300\uc0c1\uc790\ub97c \uc704\ud55c \uc5f0\uae08\uc6b4\uc6a9 \uc804\ub7b5"},"content":{"rendered":"\n

\uc784\uae08\ud53c\ud06c\uc81c\ub294 \uc815\ub144\uae4c\uc9c0 \uace0\uc6a9\uc744 \ubcf4\uc7a5\ubc1b\uc73c\uba74\uc11c\ub3c4 \uc18c\ub4dd\uc774 \uac10\uc18c\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc774\ub294 \ud1f4\uc9c1\uae08\uacfc \ub178\ud6c4 \uc5f0\uae08 \uc900\ube44\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc73c\ubbc0\ub85c, \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4\ub97c \ud6a8\uacfc\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc784\uae08\ud53c\ud06c\uc81c\uc758 \uc801\uc6a9\uc744 \ubc1b\ub294 \ubd84\ub4e4\uc740 \ud655\uc815\uae30\uc5ec\ud615(DC\ud615) \ud1f4\uc9c1\uc5f0\uae08\uc73c\ub85c\uc758 \uc804\ud658\uacfc \uc0c1\ud669\uc5d0 \ub9de\ub294 \uc6b4\uc6a9 \uc804\ub7b5\uc744 \ud1b5\ud574 \uc548\uc815\uc801\uc778 \ub178\ud6c4\ub97c \uc900\ube44\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n \n

\ud1f4\uc9c1\uc5f0\uae08\uc740 \ud06c\uac8c \ud655\uc815\uae09\uc5ec\ud615(DB\ud615)\uacfc \ud655\uc815\uae30\uc5ec\ud615(DC\ud615)\uc73c\ub85c \ub098\ub269\ub2c8\ub2e4. DB\ud615\uc740 \ud1f4\uc9c1 \uc2dc \ubc1b\uc744 \uae08\uc561\uc774 \uc0ac\uc804\uc5d0 \ud655\uc815\ub418\uc5b4 \uc788\uc73c\uba70, \uae30\uc5c5\uc774 \uc6b4\uc6a9 \ucc45\uc784\uc744 \uc9d1\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc784\uae08\ud53c\ud06c\uc81c\ub85c \uc778\ud574 \uc784\uae08\uc774 \uac10\uc18c\ud558\uba74 \ud1f4\uc9c1\uae08\ub3c4 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud1f4\uc9c1\uae08\uc740 ‘\ud1f4\uc9c1 \uc9c1\uc804 3\uac1c\uc6d4 \ud3c9\uade0\uc784\uae08 \u00d7 \uadfc\ub85c\uae30\uac04’\uc73c\ub85c \uacc4\uc0b0\ub418\ubbc0\ub85c, \uc784\uae08\ud53c\ud06c\uc81c\ub85c \uc778\ud574 \uc784\uae08\uc774 \uac10\uc18c\ud558\uba74 \ud1f4\uc9c1\uae08\ub3c4 \uc904\uc5b4\ub4e4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7f0 \uacc4\uc0b0\ubc29\uc2dd\uc740 \uae30\uc5c5\ub9c8\ub2e4 \ub2e4\ub97c \uc218\ub3c4 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc790\uc138\ud55c \uac83\uc740 \uc778\uc0ac\ud300\uc774\ub098 \ub2f4\ub2f9\uc790\uc5d0 \ubb38\uc758\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n \n

\ubc18\uba74, DC\ud615\uc740 \uae30\uc5c5\uc774 \ub9e4\ub144 \uc77c\uc815 \uae08\uc561\uc744 \uadfc\ub85c\uc790\uc758 \ud1f4\uc9c1\uc5f0\uae08 \uacc4\uc88c\uc5d0 \ub0a9\uc785\ud558\uace0, \uadfc\ub85c\uc790\uac00 \uc9c1\uc811 \uc6b4\uc6a9\ud558\uc5ec \ud1f4\uc9c1\uae08\uc744 \ub298\ub9b4 \uc218 \uc788\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4. \uc784\uae08\ud53c\ud06c\uc81c \uc0c1\ud669\uc5d0\uc11c\ub294 DC\ud615\uc73c\ub85c \uc804\ud658\ud558\uc5ec \ud1f4\uc9c1\uc5f0\uae08\uc744 \uc790\uc728\uc801\uc73c\ub85c \uc6b4\uc6a9\ud558\uba74 \ud1f4\uc9c1 \uc804 \uc784\uae08 \uac10\uc18c\ub85c \uc778\ud55c \ud1f4\uc9c1\uae08 \uac10\uc18c\ub97c \ubcf4\uc644\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\n\n\n

\n
\"\"<\/a><\/figure><\/div>\n\n\n \n

DC\ud615\uc73c\ub85c \uc804\ud658\ud55c \ud6c4\uc5d0\ub294 \ub2e4\uc591\ud55c \uc6b4\uc6a9 \uc804\ub7b5\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, 50\ub300 \ucd08\ubc18\uc758 \uadfc\ub85c\uc790\ub294 \uc8fc\uc2dd\ud615 \ud380\ub4dc\uc640 \ucc44\uad8c\ud615 \ud380\ub4dc\ub97c 4:6 \uc815\ub3c4\uc758 \ube44\uc728\ub85c \uad6c\uc131\ud558\uace0, \ub9e4\ub144 \uc790\uc0b0 \ubc30\ubd84\uc744 \uc810\uac80\ud558\uba70 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub9de\uac8c \ube44\uc728\uc744 \uc870\uc815\ud558\ub294 \ubc29\uc2dd\uc774 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4. \ub610\ud55c, \uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc(ETF)\ub97c \ud65c\uc6a9\ud558\uc5ec \uc800\ube44\uc6a9\uc73c\ub85c \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc73c\uba70, \uc5f0\uac04 3~5%\uc758 \uc548\uc815\uc801\uc778 \uc218\uc775\ub960\uc744 \ubaa9\ud45c\ub85c \uc124\uc815\ud558\uace0 \uc774\uc5d0 \ub9de\ucdb0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \uc740\ud1f4\uac00 \uba40\uc9c0 \uc54a\uc740 \ubd84\ub4e4\uc774 \ub9ce\uc73c\ubbc0\ub85c, \ubb34\ub9ac\ud558\uac8c \ubaa9\ud45c \uc218\uc775\ub960\uc744 \ub192\uc774\ub294 \uac83\ubcf4\ub2e4\ub294 \ubb3c\uac00\uc0c1\uc2b9\ub960 \ub610\ub294 \uc774\ub97c \uc57d\uac04 \uc0c1\ud68c\ud558\ub294 \uc218\uc900\uc73c\ub85c \ubaa9\ud45c\ub97c \uc7a1\ub294 \uac83<\/strong>\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n \n

\uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08(IRP) \uacc4\uc88c\ub3c4 \uc784\uae08\ud53c\ud06c\uc81c \ub300\uc0c1\uc790\ub4e4\uc5d0\uac8c \uc720\uc6a9\ud55c \ub3c4\uad6c\uc785\ub2c8\ub2e4. IRP\ub294 \ucd94\uac00\uc801\uc778 \ub178\ud6c4 \uc790\uc0b0 \ub9c8\ub828\uacfc \uc138\uc561\uacf5\uc81c \ud61c\ud0dd\uc744 \uc81c\uacf5\ud558\ub294 \uacc4\uc88c\ub85c, \uc5f0\uac04 \ucd5c\ub300 900\ub9cc \uc6d0\uae4c\uc9c0 \ub0a9\uc785 \uc2dc \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uc18c\ub4dd \uc218\uc900\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c0\uc9c0\ub9cc, \uacbd\uc6b0\uc5d0 \ub530\ub77c \ucd5c\ub300 148\ub9cc 5\ucc9c \uc6d0\uc744 \uc5f0\ub9d0\uc815\uc0b0\uc744 \ud1b5\ud574 \ub0b4\ub144\uc5d0 \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, IRP \uacc4\uc88c\uc5d0\uc11c\ub294 \ucc44\uad8c, \uc8fc\uc2dd, \ud380\ub4dc, ETF \ub4f1 \ub2e4\uc591\ud55c \uc0c1\ud488\uc5d0 \ud22c\uc790\ud560 \uc218 \uc788\uc5b4 \uc790\uc0b0 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \ub2e4\uac01\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n \n

\uc5ec\uae30\uc5d0 \ub354\ud558\uc5ec, \uc2dc\uc7a5 \ubcc0\ud654\uc5d0 \ub530\ub77c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uafb8\uc900\ud788 \uc810\uac80\ud558\uace0 \uc870\uc815\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4<\/u><\/strong>. \ub9e4\ub144 \ud22c\uc790 \uc131\uacfc\ub97c \ud655\uc778\ud558\uace0, \uc5f0\uac04 \ubaa9\ud45c \uc218\uc775\ub960\uc744 \uae30\uc900\uc73c\ub85c \uc790\uc0b0 \ube44\uc911\uc744 \uc870\uc815\ud558\uba74 \uc704\ud5d8\uc744 \ub0ae\ucd94\uace0 \uc218\uc775\uc744 \uc548\uc815\uc801\uc73c\ub85c \uc720\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uae08\ub9ac\uac00 \uc0c1\uc2b9\ud558\ub294 \uc2dc\uae30\uc5d0\ub294 \ucc44\uad8c\ud615 \uc0c1\ud488 \ube44\uc911\uc744 \ub298\ub9ac\uace0, \uacbd\uae30 \ud68c\ubcf5\uc774 \uc608\uc0c1\ub420 \ub54c\ub294 \uc8fc\uc2dd\ud615 \ud380\ub4dc\uc5d0 \uc870\uae08 \ub354 \ud22c\uc790\ud558\ub294 \ubc29\uc2dd\uc73c\ub85c \uc6b4\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \uc77c\uc77c\uc774 \uc810\uac80\ud558\uace0 \uc870\uc815\ud558\ub294 \uac83\uc774 \uc5b4\ub824\uc6b8 \ub54c\ub294 \uc790\uc2e0\uc758 \uc740\ud1f4\uc5f0\ub3c4\uc640 \uac00\uae4c\uc6b4 \ube48\ud2f0\uc9c0(\uc22b\uc790)\uc758 TDF\ub85c \uc6b4\uc6a9\ud558\ub294 \uac83\uc774 \ud3b8\ub9ac\ud569\ub2c8\ub2e4<\/u><\/strong>.<\/p>\n\n\n\n \n

\uc784\uae08\ud53c\ud06c\uc81c\ub294 \uc18c\ub4dd\uc774 \uac10\uc18c\ud558\uba74\uc11c\ub3c4 \ud1f4\uc9c1 \uc774\ud6c4\ub97c \uc900\ube44\ud560 \uc218 \uc788\ub294 \uae30\ud68c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc911\uc694\ud55c \uac83\uc740 \uc774\ub7ec\ud55c \ubcc0\ud654\ub97c \ubbf8\ub9ac \uc608\uc0c1\ud558\uace0 \uc900\ube44\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \ud1f4\uc9c1\uc5f0\uae08 \uc81c\ub3c4\ub97c \ud65c\uc6a9\ud558\uc5ec \uc790\uc2e0\uc5d0\uac8c \uc720\ub9ac\ud55c \ubc29\uc2dd\uc73c\ub85c \uc804\ud658\ud558\uace0, \uc790\uc0b0\uc744 \uc6b4\uc6a9\ud558\uba70, IRP\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ud65c\uc6a9\ud558\ub294 \uc804\ub7b5\uc744 \uc138\uc6cc\ubcf4\uc138\uc694. \uc801\uadf9\uc801\uc778 \uc900\ube44\uc640 \uc6b4\uc6a9\uc804\ub7b5\uc744 \ud1b5\ud574 \uc548\uc815\uc801\uc774\uace0 \ud48d\uc694\ub85c\uc6b4 \ub178\ud6c4\ub97c \uc900\ube44\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n
\n\n\n\n

<\/a>\u261e\uc7a5\uae30\uc801\uc73c\ub85c \ud3b8\ud558\uac8c \ub178\ud6c4\ub97c \uc900\ube44\ud558\uace0 \uc2f6\ub2e4\uba74, \ud2b8\ub7ec\uc2a4\ud1a4TDF2050<\/a><\/strong><\/strong><\/strong><\/p>\n\n\n\n
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\ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9 \uace0\uc7ac\ub7c9 \ub300\ub9ac<\/em><\/p>\n\n\n\n
\n","protected":false},"excerpt":{"rendered":"

\uc784\uae08\ud53c\ud06c\uc81c\ub294 \uc815\ub144\uae4c\uc9c0 \uace0\uc6a9\uc744 \ubcf4\uc7a5\ubc1b\uc73c\uba74\uc11c\ub3c4 \uc18c\ub4dd\uc774 \uac10\uc18c\ud558\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc774\ub294 \ud1f4\uc9c1\uae08\uacfc \ub178\ud6c4 \uc5f0\uae08 \uc900\ube44\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce60 ···<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6,5,4,10,8,11,13],"tags":[234,180,170,69,80,71,178,38,78,46,96,37],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p8gpnE-1H1","_links":{"self":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6511"}],"collection":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6511"}],"version-history":[{"count":2,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6511\/revisions"}],"predecessor-version":[{"id":6515,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6511\/revisions\/6515"}],"wp:attachment":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6511"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6511"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6511"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}