{"id":6466,"date":"2024-09-25T16:46:30","date_gmt":"2024-09-25T07:46:30","guid":{"rendered":"https:\/\/forum.trustonasset.com\/?p=6466"},"modified":"2024-09-25T16:47:27","modified_gmt":"2024-09-25T07:47:27","slug":"%ed%8e%b8%ed%95%98%ea%b2%8c-%ed%83%91%ec%8a%b9%ed%95%a0-%ec%88%98-%ec%9e%88%eb%8a%94-%ec%9e%90%ec%9c%a8%ec%a3%bc%ed%96%89%ec%b0%a8-%ea%b0%99%ec%9d%80-%ed%8e%80%eb%93%9c-tdf-etf-%ec%95%8c%ec%95%84","status":"publish","type":"post","link":"https:\/\/forum.trustonasset.com\/?p=6466","title":{"rendered":"\ud3b8\ud558\uac8c \ud0d1\uc2b9\ud560 \uc218 \uc788\ub294 \uc790\uc728\uc8fc\ud589\ucc28 \uac19\uc740 \ud380\ub4dc, TDF ETF \uc54c\uc544\ubcf4\uae30"},"content":{"rendered":"\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">TDF ETF, \uc989 Target Date Fund ETF\ub294 \uc740\ud1f4 \uc2dc\uc810\uc744 \ubaa9\ud45c\ub85c \ud55c \ud380\ub4dc\ub85c, \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \uc790\uc0b0 \ubc30\ubd84\uc774 \uc790\ub3d9\uc73c\ub85c \uc870\uc815\ub418\ub294 \ud22c\uc790 \uc0c1\ud488\uc785\ub2c8\ub2e4. \ucd08\uae30\uc5d0\ub294 \uc8fc\uc2dd \ube44\uc911\uc774 \ub192\uc9c0\ub9cc, \uc740\ud1f4 \uc2dc\uc810\uc5d0 \uac00\uae4c\uc6cc\uc9c8\uc218\ub85d \uc548\uc815\uc801\uc778 \ucc44\uad8c\uacfc \ud604\uae08 \uc790\uc0b0\uc73c\ub85c \ube44\uc911\uc744 \uc62e\uae30\uba70 \ub9ac\uc2a4\ud06c\ub97c \uc904\uc5ec\uc90d\ub2c8\ub2e4. \ub9c8\uce58 \uc790\uc728\uc8fc\ud589 \ubaa8\ub4dc\ub85c \uc740\ud1f4 \uc900\ube44\ub97c \ud558\ub294 \uc148\uc774\uc8e0. \ud3b8\ub9ac\ud55c \uc810\uc740 \uc790\uc0b0\uc744 \ubc30\ubd84\ud558\uace0 \uc6b4\uc6a9\ud558\ub294 \uacfc\uc815\uc774 \uc790\ub3d9\uc73c\ub85c \uc9c4\ud589\ub418\uae30 \ub54c\ubb38\uc5d0 \ud22c\uc790\uc790\ub294 \ubcf5\uc7a1\ud55c \uc790\uc0b0 \ubc30\ubd84\uc744 \uc2e0\uacbd \uc4f8 \ud544\uc694\uac00 \uc5c6\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">TDF ETF\ub294 \uae30\uc874 TDF\uc640 \ub2ec\ub9ac <strong>ETF(\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc)<\/strong> \ud615\ud0dc\ub85c \uc81c\uacf5\ub418\ubbc0\ub85c, ETF\uc758 \uc7a5\uc810\uc778 <strong>\uc720\ub3d9\uc131<\/strong>\uacfc <strong>\ub0ae\uc740 \uc6b4\uc6a9 \uc218\uc218\ub8cc<\/strong>\ub97c \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. TDF ETF\ub294 \uc77c\ubc18\uc801\uc778 TDF\uc640 \ub3d9\uc77c\ud55c \uc790\uc0b0 \ubc30\ubd84 \uc804\ub7b5\uc744 \ub530\ub974\uc9c0\ub9cc, \uac70\ub798\uc18c\uc5d0 \uc0c1\uc7a5\ub418\uc5b4 \uc788\uc5b4 \uc8fc\uc2dd\ucc98\ub7fc \uc2e4\uc2dc\uac04\uc73c\ub85c \uac70\ub798\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud22c\uc790\uc790\ub4e4\uc740 TDF ETF\ub97c \ud1b5\ud574 \uc77c\ubc18 TDF\ubcf4\ub2e4 \uc880 \ub354 \uc720\uc5f0\ud558\uac8c \ud22c\uc790\uc640 \uc778\ucd9c\uc744 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c ETF \ud2b9\uc131\uc0c1 \uc6b4\uc6a9 \uc218\uc218\ub8cc\uac00 \ub0ae\uc544 \ube44\uc6a9 \uc808\uac10 \ud6a8\uacfc\ub3c4 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<br>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2024\/09\/GettyImages-1470922652.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"2361\" height=\"2361\" src=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2024\/09\/GettyImages-1470922652.jpg\" alt=\"\" class=\"wp-image-6467\" style=\"width:361px;height:auto\"\/><\/a><\/figure><\/div>\n\n\n&nbsp;\n<p style=\"font-size: 17px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>TDF ETF\ub97c \ud1b5\ud574 \uc138\uc81c \ud61c\ud0dd\ub3c4 \ubc1b\uc744 \uc218 \uc788\ub2e4\uace0?<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">TDF ETF\ub97c \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub098 IRP(\uac1c\uc778\ud615 \ud1f4\uc9c1\uc5f0\uae08)\uc5d0 \ud3b8\uc785\ud558\uba74 \ud070 \uc138\uae08 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub294 \uc5f0\uac04 \ub0a9\uc785\uc561 600\ub9cc \uc6d0, IRP\ub294 \ucd5c\ub300 900\ub9cc \uc6d0\uae4c\uc9c0 \uc138\uc81c \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\uba70(\ub458 \ub2e4 \ud569\uccd0\uc11c 900\ub9cc\uc6d0\uae4c\uc9c0), \uc18c\ub4dd\uc5d0 \ub530\ub77c 13.2%\uc5d0\uc11c \ucd5c\ub300 16.5%\uae4c\uc9c0 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ubcf8\uc801\uc73c\ub85c \uc815\ubd80\uac00 \uc81c\uacf5\ud558\ub294 \uc138\uae08 \uac10\uba74 \ud61c\ud0dd\uc774\ub2c8, \ud22c\uc790\ud558\uba74\uc11c \ub3d9\uc2dc\uc5d0 \uc808\uc138\ub3c4 \ub418\ub294 &#8216;\uafc0&#8217; \ud61c\ud0dd\uc778 \uc148\uc785\ub2c8\ub2e4. \ub610\ud55c, \uc5f0\uae08\uc744 \ubc1b\ub294 \uc2dc\uc810\uc5d0\uc11c\ub3c4 \uc591\ub3c4\uc18c\ub4dd\uc138\uac00 \uc544\ub2cc \uc5f0\uae08\uc18c\ub4dd\uc138\ub85c \uacfc\uc138\ub418\ubbc0\ub85c, \ud6e8\uc52c \ub0ae\uc740 \uc138\uc728\uc744 \uc801\uc6a9\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 17px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>TDF ETF\uc5d0 \ud22c\uc790\ud560 \ub54c \uc8fc\uc758\ud560 \uc810\uc740?<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uadf8\ub807\ub2e4\uba74 TDF ETF\uc5d0 \ud22c\uc790\ud560 \ub54c \uc8fc\uc758\ud560 \uc810\uc740 \ubb34\uc5c7\uc77c\uae4c\uc694? \uc6b0\uc120, \uc790\uc2e0\uc5d0\uac8c \ub9de\ub294 \ubaa9\ud45c \ub0a0\uc9dc\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc740\ud1f4 \uc2dc\uc810\uc5d0 \ub9de\uc9c0 \uc54a\uac8c \ub108\ubb34 \uba40\uac70\ub098 \uac00\uae4c\uc6b4 \ubaa9\ud45c \uc2dc\uc810\uc744 \uc120\ud0dd\ud558\uba74 \uc790\uc0b0 \ubc30\ubd84\uc774 \uc801\uc808\ud558\uc9c0 \uc54a\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4 30\ub300\ub77c\uba74 2040\ub144 \ud639\uc740 2050\ub144\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 TDF ETF\ub97c, 50\ub300\ub77c\uba74 2030\ub144 \ud639\uc740 2040\ub144 \ubaa9\ud45c TDF ETF\uac00 \uc801\ud569\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\ub610\ud55c, \uc2dc\uc7a5 \ubcc0\ub3d9\uc131\uc5d0 \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4. \uc8fc\uc2dd \ube44\uc911\uc774 \ub192\uc740 \ucd08\uae30 \ub2e8\uacc4\uc5d0\uc11c\ub294 \ubcc0\ub3d9\uc131\uc774 \ud074 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc7a5\uae30\uc801\uc73c\ub85c\ub294 \uc548\uc815\uc131\uc744 \ucd94\uad6c\ud558\uc9c0\ub9cc, \ub2e8\uae30\uc801\uc73c\ub85c\ub294 \uc8fc\uc2dd \uc2dc\uc7a5\uc758 \ubcc0\ub3d9\uc5d0 \ubbfc\uac10\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\uae30\uc5d0 \ub354\ud574 \uae08\ub9ac \ub9ac\uc2a4\ud06c\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc740\ud1f4 \uc2dc\uc810\uc5d0 \uac00\uae4c\uc6cc\uc9c8\uc218\ub85d \ucc44\uad8c \ube44\uc911\uc774 \ub298\uc5b4\ub098\ub294\ub370, \uae08\ub9ac\uac00 \uc624\ub974\uba74 \ucc44\uad8c \uac00\uaca9\uc774 \ud558\ub77d\ud560 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub530\ub77c\uc11c \uae08\ub9ac \ubcc0\ud654\uc5d0 \uc8fc\uc758\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\ub610\ud55c \ub9e4\ub9e4\uac00 \uc790\uc720\ub85c\uc6b4 \ub9cc\ud07c \ub2e8\uae30 \uac00\uaca9 \ubcc0\ub3d9\uc5d0 \uc27d\uac8c \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \uc5f0\uae08 \uc0c1\ud488\uc758 \ud2b9\uc131\uc0c1 \uc790\uc8fc \ub9e4\ub9e4\ub97c \ubc18\ubcf5\ud558\ub294 \uac83\ubcf4\ub2e4\ub294 \uc7a5\uae30 \uc801\ub9bd\uc2dd \ud22c\uc790\uac00 \uc7a5\uae30 \uc218\uc775\ub960\uc774 \ub354 \ub192\uc744 \ud655\ub960\uc774 \ud06c\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. TDF\ub4e0, TDF ETF\ub4e0 \uac01\uc790 \ubcf8\uc778\uc758 \uc0c1\ud669\uacfc \ucde8\ud5a5\uc5d0 \ub9de\ub294 \uac83\uc744 \uc120\ud0dd\ud558\uc5ec \uc6b4\uc6a9\ud558\ub418, \uc7a5\uae30\uc801\uc778 \uad00\uc810\uc73c\ub85c \ud22c\uc790\ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\ub294 \uac83\uc744 \uc78a\uc73c\uba74 \uc548 \ub429\ub2c8\ub2e4.<\/p>\n<br>\n\n\n\n<p class=\"has-text-color has-link-color has-medium-font-size wp-elements-4e606c21f536544daeb8a2975dfb4a4c\" style=\"color:#167d55\"><strong><a href=\"https:\/\/www.trustonasset.com\/?ta_fund=%EC%9E%A5%EA%B8%B0%EA%B3%A0%EB%B0%B0%EB%8B%B9%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%EC%A6%9D%EA%B6%8C%EC%9E%90%ED%8E%80%EB%93%9C%EC%A3%BC%EC%8B%9D\" data-type=\"link\" data-id=\"https:\/\/www.trustonasset.com\/?ta_fund=%EC%9E%A5%EA%B8%B0%EA%B3%A0%EB%B0%B0%EB%8B%B9%EC%97%B0%EA%B8%88%EC%A0%80%EC%B6%95%EC%A6%9D%EA%B6%8C%EC%9E%90%ED%8E%80%EB%93%9C%EC%A3%BC%EC%8B%9D\"><\/a><strong><strong><a href=\"https:\/\/www.trustonasset.com\/?ta_fund=tdf2050%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ed%98%bc%ed%95%a9-%ec%9e%ac%ea%b0%84%ec%a0%91%ed%98%95\" data-type=\"link\" data-id=\"https:\/\/www.trustonasset.com\/?ta_fund=%ed%8a%b8%eb%9f%ac%ec%8a%a4%ed%86%a4-tdf2030-%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ed%98%bc%ed%95%a9-%ec%9e%ac%ea%b0%84%ec%a0%91%ed%98%95\">\u261e\uc7a5\uae30\uc801\uc73c\ub85c \ud3b8\ud558\uac8c \ub178\ud6c4\ub97c \uc900\ube44\ud558\uace0 \uc2f6\ub2e4\uba74, \ud2b8\ub7ec\uc2a4\ud1a4TDF2050<\/a><\/strong><\/strong><\/strong><\/p>\n\n\n\n<br>\n\n\n\n<p class=\"has-text-align-right\"><em>\ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9 \uace0\uc7ac\ub7c9 \ub300\ub9ac<\/em><\/p>\n\n\n\n<br>\n","protected":false},"excerpt":{"rendered":"<p>TDF ETF, \uc989 Target Date Fund ETF\ub294 \uc740\ud1f4 \uc2dc\uc810\uc744 \ubaa9\ud45c\ub85c \ud55c \ud380\ub4dc\ub85c, \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c &#183;&#183;&#183;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6,5,4,8,11,13],"tags":[180,170,221,80,89,71,220,38,112,81,84,222,184,224,78,46,96,37,114],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p8gpnE-1Gi","_links":{"self":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6466"}],"collection":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6466"}],"version-history":[{"count":1,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6466\/revisions"}],"predecessor-version":[{"id":6468,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6466\/revisions\/6468"}],"wp:attachment":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6466"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6466"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6466"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}