{"id":6323,"date":"2024-06-20T17:01:33","date_gmt":"2024-06-20T08:01:33","guid":{"rendered":"https:\/\/forum.trustonasset.com\/?p=6323"},"modified":"2024-06-20T17:03:44","modified_gmt":"2024-06-20T08:03:44","slug":"%ec%8b%9c%ed%99%a9-%eb%b3%80%ed%99%94%ec%97%90-%eb%8c%80%ec%b2%98%ea%b0%80-%ec%96%b4%eb%a0%a4%ec%9a%b4-%eb%b0%94%ec%81%9c-%ed%88%ac%ec%9e%90%ec%9e%90%eb%9d%bc%eb%a9%b4","status":"publish","type":"post","link":"https:\/\/forum.trustonasset.com\/?p=6323","title":{"rendered":"\uc2dc\ud669 \ubcc0\ud654\uc5d0 \ub300\ucc98\uac00 \uc5b4\ub824\uc6b4 \ubc14\uc05c \ud22c\uc790\uc790\ub77c\uba74"},"content":{"rendered":"\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \ub54c \uc8fc\uc2dd\uacfc \ucc44\uad8c\uc758 \ube44\uc911\uc744 \uc2a4\uc2a4\ub85c \uc870\uc808\ud560 \ub2a5\ub825\uc774 \uc788\ub2e4\uba74 \uadf8\ub807\uac8c \ud558\uba74 \ub429\ub2c8\ub2e4. \uc774\ub7f0 \uacb0\uc815\uc744 \ub0b4\ub9ac\ub294 \uac83\uc5d0 \ubd80\ub2f4\uc744 \ub290\ub07c\ub294 \ubd84\ub4e4\ub3c4 \uacc4\uc2e4 \uac81\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \uc790\uc0b0\ubc30\ubd84\ud380\ub4dc\uc5d0 \ud22c\uc790\ud558\ub294 \uac83\uc744 \ucd94\ucc9c \ub4dc\ub9ac\uace0 \uc2f6\uc2b5\ub2c8\ub2e4. \uc790\uc0b0\ubc30\ubd84\ud380\ub4dc\ub780 \uc8fc\uc2dd\u318d\ucc44\uad8c\u318d\ubd80\ub3d9\uc0b0\u318d\uc6d0\uc790\uc7ac \ub4f1 2\uac1c \uc774\uc0c1\uc758 \uc790\uc0b0\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\uba70 \uc2dc\uc7a5 \uc0c1\ud669\uc5d0 \ub9de\ucdb0 \uc790\uc0b0 \ubcc4 \ud22c\uc790 \ube44\uc911\uc744 \ud0c4\ub825\uc801\uc73c\ub85c \uc870\uc808\ud558\ub294 \ud380\ub4dc\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">ETF(\uc0c1\uc7a5\uc9c0\uc218\ud380\ub4dc)\ub85c \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uad6c\uc131\ud574 \uc6b4\uc6a9\ud558\ub294 \ud380\ub4dc\ub97c EMP(ETF Managed Portfolio)\ud380\ub4dc\ub77c \ud558\ub294\ub370, \uc8fc\uc2dd\ubfd0\ub9cc \uc544\ub2c8\ub77c \ucc44\uad8c, \uc6d0\uc790\uc7ac, \ubd80\ub3d9\uc0b0 \ub4f1 \ub2e4\uc591\ud55c ETF\ub97c \ud22c\uc790 \ubaa9\uc801\uc5d0 \ub9de\uac8c \uc870\ud569\ud558\uace0 \uc0c1\ud669\uc5d0 \ub530\ub77c \ube44\uc911\uc744 \ubcc0\uacbd\ud558\uae30 \ub54c\ubb38\uc5d0 \uc790\uc0b0\ubc30\ubd84\ud380\ub4dc\uc758 \ud55c \uc885\ub958\ub85c \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uc790\uc0b0\uc5d0 \ud22c\uc790\ud558\uae30 \uc704\ud55c \uc218\ub2e8\uc73c\ub85c ETF\ub97c \uc774\uc6a9\ud568\uc73c\ub85c\uc368 \uc5bb\ub294 \uc7a5\uc810\uc740 \ub9ce\uc2b5\ub2c8\ub2e4. \uc6b4\uc6a9\uc0ac\ub4e4\uc740 \uc9c1\uc811 \uc6b4\uc6a9\ud560 \ub54c\ubcf4\ub2e4 \ube44\uc6a9 \ubd80\ub2f4\uc744 \ud06c\uac8c \uc904\uc5ec \uc8fc\uae30 \ub54c\ubb38\uc5d0 EMP\ud380\ub4dc\uc758 \ud3c9\uade0 \ucd1d\ubcf4\uc218\ub294 0.8% \uc218\uc900\uc73c\ub85c \ub300\ubd80\ubd84 1%\uac00 \ub118\ub294 \uad6d\ub0b4 \uacf5\ubaa8\ud615 \ud380\ub4dc\ubcf4\ub2e4 \uc800\ub834\ud569\ub2c8\ub2e4. EMP\ud380\ub4dc\ub294 \uc18c\uaddc\ubaa8 \ud380\ub4dc\uac00 \ubd80\ub3d9\uc0b0, \uc778\ud504\ub77c \ub4f1\uc5d0 \uc9c1\uc811 \ud22c\uc790\ud588\uc744 \ub54c \uc0dd\uae38 \uc218 \uc788\ub294 \uc720\ub3d9\uc131 \ubb38\uc81c\uc5d0\uc11c\ub3c4 \uc790\uc720\ub86d\uc2b5\ub2c8\ub2e4.<\/p>\n<br>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2024\/06\/bunsantuja-kyelan-bakuni-dalkyal.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"483\" src=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2024\/06\/bunsantuja-kyelan-bakuni-dalkyal.jpg\" alt=\"\" class=\"wp-image-6324\" style=\"width:414px;height:auto\"\/><\/a><\/figure><\/div>\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\ucd5c\uc801\uc758 \uc790\uc0b0\ubc30\ubd84 \ube44\uc728\uc744 \ucc3e\uc73c\ub824\ub294 \ub178\ub825\uc740 \uaf64 \uc624\ub798 \uc804 \uc2dc\uc791\ub410\uc2b5\ub2c8\ub2e4. \ud574\ub9ac \ub9c8\ucf54\uc704\uce20\uc758 60:40 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \uc790\uc0b0\uc758 60%\ub97c \uc8fc\uc2dd\uc5d0, \ub098\uba38\uc9c0 40%\ub294 \ucc44\uad8c\uc5d0 \ud22c\uc790\ud558\ub294 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc785\ub2c8\ub2e4. 50:50\ub098 80:20 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uc81c\uce58\uace0 \uc815\uc11d\uc73c\ub85c \uc790\ub9ac\uc7a1\uc740 \uc774\uc720\ub294 \uc218\uc775\ub960\uc774 \ub192\uc544\uc11c\uac00 \uc544\ub2c8\ub77c \uc0e4\ud504\uc9c0\uc218\uac00 \ub192\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc0e4\ud504\uc9c0\uc218\ub294 \uc218\uc775\ub960\uc744 \ud22c\uc790\ub9ac\uc2a4\ud06c\ub85c \ub098\ub208 \uc218\uce58\ub85c\uc11c \ub192\uc744\uc218\ub85d \ud22c\uc790\uc790\uc5d0\uac8c \ub354 \uc720\ub9ac\ud558\uc8e0. \uc62c\uc6e8\ub354 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub294 \ube0c\ub9ac\uc9c0\uc6cc\ud130\uc18c\uc2dc\uc5d0\uc774\uce20\uc758 \ud68c\uc7a5\uc778 \ub808\uc774 \ub2ec\ub9ac\uc624(Ray Dalio)\uac00 \ucc3d\uc548\ud588\ub294\ub370 \uc8fc\uc2dd:\uc911\uae30\uad6d\ucc44:\uc7a5\uae30\uad6d\ucc44:\uae08:\uc6d0\uc790\uc7ac\ub97c 30:15:40:7.5:7.5\uc758 \ube44\uc728\ub85c \ubc30\ubd84\ud569\ub2c8\ub2e4. \uc790\uc0b0\ubc30\ubd84\ud380\ub4dc\uac00 \ube44\uc911 \uc870\uc808\uc744 \ud560 \ub54c\ub294, \uc6b4\uc6a9\uc0ac\ub9c8\ub2e4 \uac16\ucd94\uace0 \uc788\ub294 \uc790\uccb4\uc801\uc778 \uc790\uc0b0\ubc30\ubd84 \ubaa8\ub378\uc5d0 \ub530\ub974\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \ub300\uac1c \ub9c8\ucf13\ud0c0\uc774\ubc0d\uc5d0 \uc758\ud55c \ub2e8\uae30\uc801\uc778 \uc54c\ud30c \ucc3d\ucd9c\ubcf4\ub2e4\ub294 \uc2dc\uc7a5 \uc704\uae30\uc5d0\ub3c4 \ud754\ub4e4\ub9ac\uc9c0 \uc54a\ub294 \uc7a5\uae30\uc131\uacfc\ub97c \ucd94\uad6c\ud569\ub2c8\ub2e4. \ub300\uac1c \uc218\uc775\ub960\uc758 \uadf9\ub300\ud654\ubcf4\ub2e4\ub294 \uc548\uc815\uc131\uc744 \ubaa9\ud45c\ub85c \ud558\uc5ec \uc6b4\uc6a9\ud569\ub2c8\ub2e4. \uac01 \uc6b4\uc6a9\uc0ac\ub9c8\ub2e4 \ub3c5\ucc3d\uc801\uc778 \uc790\uc0b0\ubc30\ubd84 \uc804\ub7b5\uc744 \ub0b4\uc138\uc6b0\uae30\ub3c4 \ud569\ub2c8\ub2e4. 60:40 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub098 \uc62c\uc6e8\ub354(All weather) \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ucc98\ub7fc \uace0\uc804\uc801\uc778 \uc804\ub7b5\uc744 \uc4f0\ub294 \ud380\ub4dc\uac00 \uc788\ub294\uac00 \ud558\uba74 \ub525\ub7ec\ub2dd AI\uc640 \uac19\uc740 \ub274\ud14c\ud06c\ub97c \ud65c\uc6a9\ud558\uc5ec \uc2e4\uc2dc\uac04\uc73c\ub85c \uc2dc\uc7a5 \ubcc0\ud654\ub97c \uc77d\uace0 \uc2e0\uc18d\ud788 \ub300\ucc98\ud558\ub294 \ud380\ub4dc\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc790\uc0b0\uc758 \ubd84\uc0b0\uc740 \ud22c\uc790\uc5d0 \uc788\uc5b4\uc11c \uc720\uc77c\ud55c \uacf5\uc9dc \uc810\uc2ec\uc774\ub77c\uace0 \ud558\uc9c0 \uc54a\uc2b5\ub2c8\uae4c? \uae30\ub300\uc218\uc775\ub960\uacfc \ud22c\uc790\ub9ac\uc2a4\ud06c\ub294 \ud558\ub098\ub97c \uc5bb\uc73c\uba74 \ud558\ub098\ub97c \ubc84\ub824\uc57c \ud558\ub294 \ud2b8\ub808\uc774\ub4dc\uc624\ud504 \uad00\uacc4\uc774\uc9c0\ub9cc \uc790\uc0b0\uad00\uc758 \uc0c1\uad00\uad00\uacc4\ub97c \ub530\uc838 \ubc30\ubd84\ud558\uba74 \uc774 \ub458\uc744 \ub9de\ubc14\uafb8\uc9c0 \uc54a\uc544\ub3c4 \ub418\ub2c8\uae4c\uc694. \uc774\uc810\uc5d0 \ub3d9\uac10\ud558\uc2dc\uace0 \ub418\ub3c4\ub85d \uc2e0\uacbd\uc744 \ub9ce\uc774 \uc4f0\uc9c0 \uc54a\ub294 \ud22c\uc790\ub97c \ud558\uace0 \uc2f6\uc73c\uc2dc\ub2e4\uba74 \uc790\uc0b0\ubc30\ubd84\ud380\ub4dc\uc5d0 \uaf2d \ud22c\uc790\ud574 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n<br>\n\n\n\n<p class=\"has-text-color has-link-color has-medium-font-size wp-elements-acf5c2159f9f7f6ca12ddf35940b4e89\" style=\"color:#167d55;font-style:normal;font-weight:300\"><strong>\u261e <a href=\"https:\/\/www.trustonasset.com\/?ta_fund=%eb%b0%b1%eb%85%84%eb%8c%80%ea%b3%8450%ec%9e%90%ec%82%b0%eb%b0%b0%eb%b6%84-%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ec%b1%84%ea%b6%8c%ed%98%bc%ed%95%a9-%ec%9e%ac%ea%b0%84\" data-type=\"link\" data-id=\"https:\/\/www.trustonasset.com\/?ta_fund=%eb%b0%b1%eb%85%84%eb%8c%80%ea%b3%8450%ec%9e%90%ec%82%b0%eb%b0%b0%eb%b6%84-%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ec%b1%84%ea%b6%8c%ed%98%bc%ed%95%a9-%ec%9e%ac%ea%b0%84\">\ud2b8\ub7ec\uc2a4\ud1a4 \ubc31\ub144\ub300\uacc4EMP50\ud380\ub4dc<\/a> \uc54c\uc544\ubcf4\uae30<\/strong><\/p>\n\n\n\n<br>\n\n\n\n<p class=\"has-text-align-right\"><em>\ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9 \uc9c0\ucca0\uc6d0 \uc0c1\ubb34<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \ub54c \uc8fc\uc2dd\uacfc \ucc44\uad8c\uc758 \ube44\uc911\uc744 \uc2a4\uc2a4\ub85c \uc870\uc808\ud560 \ub2a5\ub825\uc774 \uc788\ub2e4\uba74 \uadf8\ub807\uac8c \ud558\uba74 \ub429\ub2c8\ub2e4. \uc774\ub7f0 \uacb0\uc815\uc744 &#183;&#183;&#183;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6,5,4,8,13],"tags":[71,38,78,46,96,37,114],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p8gpnE-1DZ","_links":{"self":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6323"}],"collection":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6323"}],"version-history":[{"count":1,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6323\/revisions"}],"predecessor-version":[{"id":6325,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6323\/revisions\/6325"}],"wp:attachment":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}