{"id":6162,"date":"2024-05-03T10:59:35","date_gmt":"2024-05-03T01:59:35","guid":{"rendered":"https:\/\/forum.trustonasset.com\/?p=6162"},"modified":"2024-06-04T16:39:49","modified_gmt":"2024-06-04T07:39:49","slug":"%ed%88%ac%ec%9e%90%ec%9d%98-%ec%9b%90%ec%b9%99%ec%9d%84-%ec%a7%80%ed%82%a4%eb%a9%b0-%eb%85%b8%ed%9b%84%ec%9e%90%ea%b8%88%ec%9d%84-%eb%a7%88%eb%a0%a8%ed%95%98%eb%a0%a4%eb%a9%b4","status":"publish","type":"post","link":"https:\/\/forum.trustonasset.com\/?p=6162","title":{"rendered":"\ud22c\uc790\uc758 \uc6d0\uce59\uc744 \uc9c0\ud0a4\uba70 \ub178\ud6c4\uc790\uae08\uc744 \ub9c8\ub828\ud558\ub824\uba74"},"content":{"rendered":"\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uac1c\uc778 \uae08\uc735\uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \ub54c 100\uc5d0\uc11c \uc790\uae30 \ub098\uc774\ub97c \ube80 \ub9cc\ud07c\uc744 \uc8fc\uc2dd\ud615 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\ub77c\ub294 \uac83\uc774 \ub110\ub9ac \uc54c\ub824\uc9c4 \uc790\uc0b0\uc6b4\uc6a9\uc758 \ubc95\uce59\uc785\ub2c8\ub2e4. \uc0ac\ud68c \ucd08\ub144\ubcd1 \uc2dc\uc808\uc5d0\ub294 \uc8fc\uc2dd\ud615 \ud380\ub4dc\uc640 \uac19\uc740 \ub9ac\uc2a4\ud06c\uac00 \ub192\uc740 \uc790\uc0b0\uc758 \ube44\uc911\uc744 \ud06c\uac8c \uc7a1\uace0 \ub098\uc774\uac00 \ub4e4\uc5b4\uac08\uc218\ub85d \uadf8 \ube44\uc911\uc744 \uc11c\uc11c\ud788 \uc904\uc5b4\uac00\ub77c\ub294 \ub73b\uc785\ub2c8\ub2e4. \uadf8 \uc774\uc720\ub294, \uc6b0\ub9ac\uac00 \ub098\uc774\uac00 \ub4e4\uba74\uc11c \uc778\uc801\uc790\uc0b0\uacfc \uae08\uc735\uc790\uc0b0\uc758 \ube44\uc911\uacfc \uac00\uce58\uac00 \ubcc0\ud574 \uac00\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc80a\uc740 \uc2dc\uc808\uc5d0 \uae08\uc735\uc790\uc0b0\uc5d0 \ud22c\uc790\ud560 \ub54c \uc8fc\uc2dd\uc774\ub098 \uc8fc\uc2dd\ud615 \ud380\ub4dc\uc640 \uac19\uc774 \ud22c\uc790 \uc704\ud5d8\ub3c4\uac00 \ub192\uc740 \uc790\uc0b0\uc758 \ube44\uc728\uc744 \ub192\uac8c \uc7a1\uc73c\ub77c\ub294 \uac83\uc740 \uc778\uc801\uc790\uc0b0\ubcf4\ub2e4 \ub192\uc740 \uc218\uc775\ub960\uc744 \ub0bc \ub9cc\ud55c \uae08\uc735\uc790\uc0b0\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uae30 \ub54c\ubb38\uc785\ub2c8\ub2e4. \uc544\uc9c1 \uc80a\uae30 \ub54c\ubb38\uc5d0 \uace0\ub9ac\uc2a4\ud06c \uc0c1\ud488\uc758 \ub2e8\uae30\uc801\uc778 \uac00\uaca9 \ubcc0\ub3d9\uc5d0 \ud754\ub4e4\ub9bc \uc5c6\uc774 \uc7a5\uae30 \ud22c\uc790\ud560 \uc218\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc774 \uc2dc\uae30\uc5d0\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ud070 \uc790\ubcf8\uc774 \uc5c6\uc73c\ub2c8\uae4c \uc801\ub9bd\uc2dd\uc73c\ub85c \ud22c\uc790\ud558\ubbc0\ub85c \ubcc0\ub3d9\uc131\uc744 \ub354 \ub0ae\ucd94\uac8c \ub429\ub2c8\ub2e4. \ubc18\uba74\uc5d0 \ub178\ub144\uce35\uc73c\ub85c \uac08\uc218\ub85d \uae08\uc735\uc790\uc0b0\uc740 \uc810\uc810 \ub354 \ucd95\uc801\ub418\uc9c0\ub9cc \uc778\uc801\uc790\uc0b0\uc740 \uac10\uc18c\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ubbc0\ub85c \uc790\uc2e0\uc758 \uacbd\uc81c\ub825 \uc804\uccb4\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc740 \uc0c1\ub300\uc801\uc73c\ub85c \uc790\uc2e0\uc774 \ub3c8\uc744 \ubc8c \uc218 \uc788\ub294 \ub2a5\ub825, \uc989 \uc778\uc801\uc790\uc0b0\uc5d0\uc11c \uae08\uc735\uc790\uc0b0 \ucabd\uc73c\ub85c \uc790\uc5f0\uc2a4\ub7fd\uac8c \uc62e\uaca8\uac00\uac8c \ub418\ub294 \uac83\uc785\ub2c8\ub2e4. \uc27d\uac8c \ub9d0\ud574\uc11c \uadfc\ub85c\uc18c\ub4dd\uc740 \uc810\ucc28 \uc18c\uba78\ud558\uace0 \uc790\ubcf8\uc18c\ub4dd\uc73c\ub85c \uc0b4\uc544\uc57c \ud558\ub294 \uc2dc\uae30\uac00 \uc624\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774 \ub54c\ub294 \ud3c9\uc0dd \ubaa8\uc740 \ubaa9\ub3c8\uc744 \uac70\uce58\uc2dd\uc73c\ub85c \uc6b4\uc6a9\ud558\uba70 \uc8fc\uae30\uc801\uc73c\ub85c \uc0dd\ud65c\ube44\ub97c \uc778\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c \uae30\ub2e4\ub9b4 \uc2dc\uac04\uc801 \uc5ec\uc720\uac00 \ubcc4\ub85c \uc5c6\uae30 \ub54c\ubb38\uc5d0 \ubcc0\ub3d9\uc131\uc744 \ub0ae\ucd9c \uc218 \uc788\ub294 \uc790\uc0b0 \uc6b4\uc6a9\uc744 \ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<br>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/si-interactive.s3.amazonaws.com\/prod\/plansponsor-com\/wp-content\/uploads\/2023\/02\/14103912\/PS-021323-CITs-to-overtake-Mutual-Funds-in-TDFs.jpg\" alt=\"\" style=\"width:584px;height:auto\"\/><figcaption class=\"wp-element-caption\">TDF\ub294 \uc694\uae34\ud55c \ub178\ud6c4\uc790\uae08 \ub9c8\ub828 \ub300\ucc45\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/figcaption><\/figure><\/div>\n\n\n<p id=\"SE-c5da65c3-5fef-483e-8a34-2a148fcccf16\"><\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\ub300\ubd80\ubd84\uc758 \uc0ac\ub78c\uc740 \uc774\uc790\uc728 \uc815\ub3c4\ub85c \ucda9\ubd84\ud55c \ub178\ud6c4\uc790\uae08\uc744 \ub9c8\ub828\ud558\uae30\uac00 \ubd88\uac00\ub2a5\ud569\ub2c8\ub2e4. 30\ub144\uc758 \uadfc\ub85c\uae30\uac04 \ub3d9\uc548 30\ub144 \uc4f8 \ub178\ud6c4\uc790\uae08\uc744 \ub9c8\ub828\ud558\ub824\uba74 \uc5f4\uc2ec\ud788 \ubaa8\uc73c\ub294 \uac83\uc740 \ubb3c\ub860\uc774\uace0 \uc801\uc815\ud55c \uc218\uc775\ub960\uc774 \ub098\uc57c \ud569\ub2c8\ub2e4. \uadf8\ub7f0\ub370 \ud1f4\uc9c1\uc5f0\uae08\uc758 \uc218\uc775\ub960\uc740 \uc815\uae30\uc608\uae08 \uc774\uc728 \uc815\ub3c4\uc5d0 \uba38\ubb34\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc218\uc775\ub960 \uc81c\uace0\ub97c \uc704\ud574 2023\ub144\uc5d0 \ub514\ud3f4\ud2b8\uc635\uc158 \uc81c\ub3c4\uac00 \ub3c4\uc785\ub410\uc2b5\ub2c8\ub2e4. \ud1f4\uc9c1\uc5f0\uae08 \uac00\uc785\uc790\uac00 \uac00\uc7a5 \ub9ce\uc774 \uc120\ud0dd\ud558\ub294 \ub514\ud3f4\ud2b8\uc635\uc158 \uc0c1\ud488\uc740 TDF(Target Date Fund)\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc774 \ud380\ub4dc\ub294 \uc815\ub144\uc774 \ub2e4\uac00\uc62c\uc218\ub85d \ub9ac\uc2a4\ud06c\uac00 \ud070 \uc790\uc0b0\uc758 \ube44\uc911\uc744 \uc904\uc774\ub294 \uc774\ub978\ubc14 \u2018100-\uc5f0\ub839\u2019 \ubc95\uce59\uc744 \uc790\ub3d9\uc801\uc73c\ub85c \uc801\uc6a9\ud569\ub2c8\ub2e4. TDF \uc0c1\ud488 \uba85\uce6d \ub05d\uc5d0 \ubd99\uc5b4 \uc788\ub294 2040, 2050 \ub4f1\uc758 \uc22b\uc790\ub294 \ud1f4\uc9c1 \uc608\uc0c1 \uc5f0\ub3c4\ub97c \uc758\ubbf8\ud569\ub2c8\ub2e4. \ub530\ub77c\uc11c \ud604\uc7ac 30\ub300 \uc911\ubc18\uc774\uba74 2050\uc744, 40\ub300 \uc911\ubc18\uc774\uba74 2040\uc744 \uc120\ud0dd\ud558\uba74 \ub429\ub2c8\ub2e4. TDF\ub294 \uc560\ucd08 \uc124\uc815\ub41c \uacc4\ud68d\uc5d0 \ub530\ub77c \ud604\uc9c1\uc5d0 \uc788\uc744 \ub54c\ub294 \uc790\uc0b0\uc758 \ub300\ubd80\ubd84\uc744 \uc8fc\uc2dd\uc5d0 \ubc30\ubd84\ud588\ub2e4\uac00 \ud1f4\uc9c1 \uc2dc\uae30\uac00 \ub2e4\uac00\uc624\uba74 \uc8fc\uc2dd\uc758 \ube44\uc911\uc744 \uc11c\uc11c\ud788 \ub0ae\ucd94\uba74\uc11c \ucc44\uad8c\uc758 \ube44\uc911\uc744 \ub298\ub824\uac11\ub2c8\ub2e4. \ud1f4\uc9c1 \uc774\ud6c4\ub85c\ub3c4 \uc801\uc815 \uc218\uc775\ub960 \uc704\ud574 30% \uc815\ub3c4\uc758 \uc8fc\uc2dd \ube44\uc911\uc740 \uc720\uc9c0\ud558\ub294 \uac83\uc774 \uc77c\ubc18\uc801\uc785\ub2c8\ub2e4. \uc2a4\uc2a4\ub85c \uc790\uc0b0\ubc30\ubd84\uc744 \ud560 \uc904 \uc544\ub294 \ud22c\uc790\uc790\ub77c\uba74 \uc790\uae30 \ud615\ud3b8\uc5d0 \ub530\ub77c \ud380\ub4dc\ub97c \ubcc0\uacbd\ud558\ub294 \uac83\uc774 \ub354 \ub098\uc740 \uc120\ud0dd\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc2a4\uc2a4\ub85c \uacb0\uc815\uc744 \ud558\ub294 \uac83\uc774 \ubd80\ub2f4\uc2a4\ub7ec\uc6b4 \ud1f4\uc9c1\uc5f0\uae08 \uac00\uc785\uc790\ub77c\uba74 \uc18c\uc911\ud55c \ub178\ud6c4\uc790\uae08\uc744 \uc608\uae08\uc5d0 \ubc29\uce58\ud560 \uac83\uc774 \uc544\ub2c8\ub77c \uc790\ub3d9\uc801\uc73c\ub85c \uc0dd\uc560\uc8fc\uae30\uc5d0 \ub9de\ucdb0\uc11c \uc6b4\uc6a9\ud558\ub294 TDF\uc5d0 \ub123\uc5b4\ub450\uc2dc\uae30\ub97c \uac15\ub825\ud788 \ucd94\ucc9c\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n<br>\n\n\n\n<br>\n\n\n\n<p class=\"has-text-color has-link-color has-medium-font-size wp-elements-7d4195214924092487caaddbc6dc784d\" style=\"color:#167d55\"><strong>\u261e<a href=\"https:\/\/www.trustonasset.com\/?ta_fund=tdf2050%ec%a6%9d%ea%b6%8c%ec%9e%90%ed%88%ac%ec%9e%90%ec%8b%a0%ed%83%81%ed%98%bc%ed%95%a9-%ec%9e%ac%ea%b0%84%ec%a0%91%ed%98%95\" target=\"_blank\" rel=\"noreferrer noopener\">TDF2050\uc99d\uad8c\uc790\ud22c\uc790\uc2e0\ud0c1[\ud63c\ud569-\uc7ac\uac04\uc811\ud615]<\/a> \uc54c\uc544\ubcf4\uae30<\/strong><\/p>\n\n\n\n<br>\n\n\n\n<p class=\"has-text-align-right\" id=\"SE-58c8f4e9-e75d-49b4-81b5-a1d17dbedb2d\"><em>\ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9 \uc9c0\ucca0\uc6d0 \uc0c1\ubb34<\/em><\/p>\n\n\n\n<br>\n","protected":false},"excerpt":{"rendered":"<p>\uac1c\uc778 \uae08\uc735\uc790\uc0b0\uc744 \uc6b4\uc6a9\ud560 \ub54c 100\uc5d0\uc11c \uc790\uae30 \ub098\uc774\ub97c \ube80 \ub9cc\ud07c\uc744 \uc8fc\uc2dd\ud615 \uc0c1\ud488\uc5d0 \ud22c\uc790\ud558\ub77c\ub294 \uac83\uc774 \ub110\ub9ac \uc54c\ub824\uc9c4 &#183;&#183;&#183;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6,5,4,10,8,13],"tags":[],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p8gpnE-1Bo","_links":{"self":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6162"}],"collection":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=6162"}],"version-history":[{"count":4,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6162\/revisions"}],"predecessor-version":[{"id":6289,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/6162\/revisions\/6289"}],"wp:attachment":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=6162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=6162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=6162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}