{"id":5660,"date":"2023-09-14T08:18:20","date_gmt":"2023-09-13T23:18:20","guid":{"rendered":"https:\/\/forum.trustonasset.com\/?p=5660"},"modified":"2023-09-05T16:45:57","modified_gmt":"2023-09-05T07:45:57","slug":"{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}ec{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}a0{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaa","status":"publish","type":"post","link":"https:\/\/forum.trustonasset.com\/?p=5660","title":{"rendered":"[\uc808\uc138\uac00\uc774\ub4dc 2023] 12\ud3b8(3) \uc5f0\uae08\uc0c1\ud488\uacfc \uc138\uae08 &#8211; IRP\uc640 ISA"},"content":{"rendered":"\n<p style=\"font-size: 18px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>IRP<\/strong><strong>\uacc4\uc88c\ub85c \ub123\uc740 \ud1f4\uc9c1\uae08\uc5d0 \ub300\ud55c \uc18c\ub4dd\uc138\ub294 \uc5b8\uc81c \ub0bc\uae4c?<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\ud68c\uc0ac\uac00 \ud1f4\uc9c1\uae08 \uba85\ubaa9\uc73c\ub85c \uc9c0\uae09\ud55c \uc6d0\uae08\uc744 \ud1f4\uc9c1\uacfc \ub3d9\uc2dc\uc5d0 \ucd9c\uae08\ud55c\ub2e4\uba74 \ud1f4\uc9c1\uc18c\ub4dd\uc138\ub97c \uc815\uc0b0\ud574\uc11c \ub0b4\uc57c \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubc14\ub85c \uc218\ub839\ud558\uc9c0 \uc54a\uace0 IRP \uacc4\uc88c\ub85c \uc785\uae08\ud558\uba74 \ud1f4\uc9c1\uc18c\ub4dd\uc138\uac00 \uc774\uc5f0\ub418\uace0, \ub098\uc911\uc5d0 \uc5b4\ub5bb\uac8c \uc218\ub839\ud558\ub290\ub0d0\uc5d0 \ub530\ub77c \uc138\uae08\uc774 \ub2ec\ub77c\uc9d1\ub2c8\ub2e4. <\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 17px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>1) <\/strong><strong>\uc77c\uc2dc\uae08(\uc5f0\uae08\uc218\ub839\ubd84 \uc911 \uc5f0\uae08\uc218\ub839\ud55c\ub3c4 \ucd08\uacfc\uc778\ucd9c\uc561 \ud3ec\ud568)\uc73c\ub85c \uc218\ub839\ud558\ub294 \uacbd\uc6b0 <\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\u2192 \ud1f4\uc9c1\ud560 \ub54c \ub0b4\uc57c \ud588\uc9c0\ub9cc\n\uc774\uc5f0\ub418\uc5c8\ub358 \ud1f4\uc9c1\uc18c\ub4dd\uc138\ub97c \uadf8\ub300\ub85c \uc9d5\uc218<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 17px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>2) <\/strong><strong>\uc5f0\uae08\uc73c\ub85c \uc218\ub839\ud558\uac70\ub098 \ubd80\ub4dd\uc774\ud55c \uc0ac\uc720\ub85c \uc77c\uc2dc\uae08\uc73c\ub85c \uc218\ub839\ud558\ub294 \uacbd\uc6b0<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\u2192 \uc5f0\uae08\uc18c\ub4dd\uc73c\ub85c \ubcf4\uc544 \uc774\uc5f0\ub41c\n\ud1f4\uc9c1\uc18c\ub4dd\uc138\uc758 70{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}(\uc5f0\uae08\uc218\ub839\uc2dc\uc810\uc774 10\ub144 \ucd08\uacfc\uc778 \uacbd\uc6b0 60{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}) \uc6d0\ucc9c\uc9d5\uc218, \ubb34\uc870\uac74 \ubd84\ub9ac\uacfc\uc138<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 18px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>\uc218\ub839\ubc29\ubc95\uc5d0 \ub530\ub77c \uc138\uae08 \uc561\uc218\uac00 \ub2ec\ub77c\uc9c8 \uc218 \uc788\ub2e4?<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub098 \ud1f4\uc9c1\uc5f0\uae08\uacc4\uc88c\uc5d0\n\uac1c\uc778\uc774 \ucd94\uac00 \ubd88\uc785\ud574 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc740 \uc6d0\uae08\uacfc \uc5f0\uae08\uacc4\uc88c \uc804\uccb4\uc5d0\uc11c \uc218\uc775\uc774 \ub09c \ubd80\ubd84\uc740 \uc218\ub839\ud558\ub294 \ubc29\ubc95\uc5d0 \ub530\ub77c \uc5f0\uae08\uc18c\ub4dd \ub610\ub294 \uae30\ud0c0\uc18c\ub4dd\uc73c\ub85c \ubd84\ub958\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 17px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>1) <\/strong><strong>\uc77c\uc2dc\uae08(\uc5f0\uae08\uc218\ub839\ubd84 \uc911 \uc5f0\uae08\uc218\ub839\ud55c\ub3c4 \ucd08\uacfc\uc778\ucd9c\uc561 \ud3ec\ud568)\uc73c\ub85c \uc218\ub839\ud558\ub294 \uacbd\uc6b0<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\u2192 \uae30\ud0c0\uc18c\ub4dd\uc73c\ub85c 16.5{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}(\uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568)\uc758 \uc138\uae08 \uc6d0\ucc9c\uc9d5\uc218, \ubb34\uc870\uac74 \ubd84\ub9ac\uacfc\uc138<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 17px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>2) <\/strong><strong>\uc0ac\ub9dd, \ud574\uc678\uc774\uc8fc \ub4f1 \ubd80\ub4dd\uc774\ud55c \uc0ac\uc720\ub85c \uc77c\uc2dc\uae08\uc73c\ub85c \uc218\ub839\ud558\ub294 \uacbd\uc6b0<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\u2192 \uc5f0\uae08\uc18c\ub4dd\uc73c\ub85c \uc5f0\ub839\uc5d0 \ub530\ub77c\n3.3{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae} ~ 5.5{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}(\uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568)\ub85c \uc6d0\ucc9c\uc9d5\uc218, \ubb34\uc870\uac74 \ubd84\ub9ac\uacfc\uc138<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 17px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>3) <\/strong><strong>\uc5f0\uae08\uc73c\ub85c \uc218\ub839\ud558\ub294 \uacbd\uc6b0<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\u2192 \uc5f0\uae08\uc18c\ub4dd\uc73c\ub85c \uc5f0\ub839\uc5d0 \ub530\ub77c\n3.3{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae} ~ 5.5{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}(\uc9c0\ubc29\uc18c\ub4dd\uc138 \ud3ec\ud568)\ub85c \uc6d0\ucc9c\uc9d5\uc218, \uc5f0\uae08\uc218\ub839\uc561\uc774 \uc5f0\uac04 1,200\ub9cc \uc6d0\uc774 \ub118\uc73c\uba74 \uc885\ud569\uacfc\uc138\uc5d0 \ud574\ub2f9(\ubd84\ub9ac\uacfc\uc138 16.5{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae} \uc120\ud0dd \uac00\ub2a5)<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 18px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>\uc5f0\uae08\uacc4\uc88c\ub85c ISA \ub9cc\uae30\uc790\uae08\n\ud65c\uc6a9\ud574 \uc77c\uc11d\uc0bc\uc870\uc758 \ud6a8\uacfc\ub97c?<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uace7 \ub9cc\uae30\uac00 \ub3cc\uc544\uc624\ub294 ISA \uacc4\uc88c\uc758 \uc790\uae08\uc744 \uc5b4\ub5bb\uac8c \ud65c\uc6a9\ud558\uba74 \uc88b\uc744\uae4c\uc694? ISA \ub9cc\uae30\uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\ub85c \uc774\uccb4\ud558\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \uc77c\uc11d\uc0bc\uc870\uc758 \ud6a8\uacfc\ub97c \uac70\ub458 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n&nbsp;\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/09\/money-hand-blue.jpg\" alt=\"\" class=\"wp-image-5661\" width=\"448\" height=\"344\" srcset=\"https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/09\/money-hand-blue.jpg 874w, https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/09\/money-hand-blue-300x231.jpg 300w, https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/09\/money-hand-blue-768x591.jpg 768w, https:\/\/forum.trustonasset.com\/wp-content\/uploads\/2023\/09\/money-hand-blue-39x30.jpg 39w\" sizes=\"(max-width: 448px) 100vw, 448px\" \/><figcaption>IRP\uc640 ISA\ub97c \uc798 \ud65c\uc6a9\ud558\uba74 \ub9ce\uc740 \uae08\uc804\uc801 \ud6a8\uacfc\ub97c \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4<\/figcaption><\/figure><\/div>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>\uccab\uc9f8, ISA \ub9cc\uae30\uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\ub85c \uc774\uccb4\ud560 \uacbd\uc6b0 \uc5f0\uae08\uacc4\uc88c\uc758 \ub0a9\uc785\ud55c\ub3c4\uc5d0\n\uc81c\ud55c\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc6d0\ub798 \uc5f0\uae08\uacc4\uc88c\ub294 \uc5f0\uae08\uc800\ucd95\uacfc IRP\ub97c \ud569\ud574 \uc5f0\uac04 1,800\ub9cc\uc6d0\uae4c\uc9c0\ub9cc \ub0a9\uc785\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \uc774\ubbf8 \uc5f0\uae08\uacc4\uc88c \ub0a9\uc785\ud55c\ub3c4\ub97c\n\ub2e4 \ucc44\uc6e0\ub2e4\uace0 \ud558\ub354\ub77c\ub3c4, ISA \ub9cc\uae30\uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\ub85c \uc774\uccb4\ud558\ub294 \uac83\uc5d0\ub294 \uc544\ubb34\ub7f0 \uc81c\uc57d\uc774 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>\ub458\uc9f8, ISA \ub9cc\uae30\uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\ub85c \uc774\uccb4\ud558\uba74 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc5f0\uae08\uacc4\uc88c\ub85c \uc774\uccb4\ud55c ISA \ub9cc\uae30\uc790\uae08 \uc911 10{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}, \ucd5c\ub300 300\ub9cc\uc6d0\uc5d0 \ub300\ud574 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc5f0 \uc18c\ub4dd 4,500\ub9cc\uc6d0(\ub610\ub294\n\uadfc\ub85c\uc18c\ub4dd \ucd1d\uae09\uc5ec 5,500\ub9cc\uc6d0) \uc774\ud558\uba74 16.5{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}, \uadf8 \uc678\uc5d0\ub294 13.2{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}\uc758 \uc138\uc561\uacf5\uc81c\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><strong>\uc14b\uc9f8, ISA \ub9cc\uae30\uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\ub85c \uc774\uccb4\ud558\uba74 \ucd94\ud6c4 \uc778\ucd9c \uc2dc \uc138\ubd80\ub2f4\uc774\n\ub354\uc6b1 \ub0ae\uc544\uc9d1\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\">\uc6d0\ub798 ISA \uacc4\uc88c\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uc21c\uc18c\ub4dd\uc5d0 \ub300\ud574 200\ub9cc\uc6d0(\ub610\ub294 400\ub9cc\uc6d0)\uae4c\uc9c0 \ube44\uacfc\uc138\uac00 \ub418\uace0, \ucd08\uacfc\ubd84\uc5d0 \ub300\ud574\uc11c\ub294 9.9{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae}\uc758 \uc138\uc728\ub85c \ubd84\ub9ac\uacfc\uc138\ub429\ub2c8\ub2e4. ISA \ub9cc\uae30\uc790\uae08\uc744 \uc5f0\uae08\uacc4\uc88c\ub85c \uc774\uccb4\ud558\uace0 \ucd94\ud6c4 \uc5f0\uae08\uc73c\ub85c \ubc1b\uac8c \ub418\uba74 3.3{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae} ~ 5.5{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae} \uc758 \uc5f0\uae08\uc18c\ub4dd\uc138\ub9cc \ubd80\ub2f4\ud558\uba74 \ub418\ubbc0\ub85c ISA \uacc4\uc88c\ubcf4\ub2e4 \ud6e8\uc52c \uc138\uae08 \ubd80\ub2f4\uc774 \uc904\uc5b4\ub4e4\uac8c \ub429\ub2c8\ub2e4. <\/p>\n\n\n\n&nbsp;\n<p style=\"font-size: 16px; line-height: 200{853382fb9fed1234c07a338676456f691b244c6a4821bb844c1776e514e2eaae};\"><em>\ub2e4\uc74c \ud3b8\uc5d0\uc11c \uacc4\uc18d\ub429\ub2c8\ub2e4\u2026<\/em><\/p>\n&nbsp;\n&nbsp;\n\n\n\n<p style=\"text-align:right\">\n\n(\ud2b8\ub7ec\uc2a4\ud1a4\uc790\uc0b0\uc6b4\uc6a9 \uc5f0\uae08\ud3ec\ub7fc \uace0\uc7ac\ub7c9 \uc5f0\uad6c\uc6d0)\n\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>IRP\uacc4\uc88c\ub85c \ub123\uc740 \ud1f4\uc9c1\uae08\uc5d0 \ub300\ud55c \uc18c\ub4dd\uc138\ub294 \uc5b8\uc81c \ub0bc\uae4c? \ud68c\uc0ac\uac00 \ud1f4\uc9c1\uae08 \uba85\ubaa9\uc73c\ub85c \uc9c0\uae09\ud55c \uc6d0\uae08\uc744 \ud1f4\uc9c1\uacfc \ub3d9\uc2dc\uc5d0 \ucd9c\uae08\ud55c\ub2e4\uba74 &#183;&#183;&#183;<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1,6,5,4,8,14],"tags":[194,75,192,171,179,191],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p8gpnE-1ti","_links":{"self":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/5660"}],"collection":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5660"}],"version-history":[{"count":4,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/5660\/revisions"}],"predecessor-version":[{"id":5665,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=\/wp\/v2\/posts\/5660\/revisions\/5665"}],"wp:attachment":[{"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5660"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5660"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/forum.trustonasset.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5660"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}